Bank Guarantee for 2025 Tourist Visa – Quick Quote and Insurance in 24 Hours

Want to invite a friend to Italy from a non-EU country?

We have a bank guarantee for non-EU citizens.

Coming to Italy for tourism it's a possible path, but not improvised. For many non-EU citizens, especially when the journey takes place on invitation from a private individual, one of the decisive elements for obtaining the visa is the Guarantee for Italian tourist visa.

This guide is designed to guide the reader step by step, explaining in a simple yet precise manner what a surety bond is, when it's needed, how much it should be, and what mistakes to avoid to avoid compromising your visa application.

What is a surety bond for non-EU foreigners and why is it needed?

The surety bond for non-EU citizens is a economic guarantee requested by the Italian State to demonstrate that the foreigner's stay will take place in compliance with the rules.
In practice, it is a written promise—issued by a bank or insurance company—with which a guarantor undertakes to cover any expenses related to the foreigner's stay in Italy.

The surety bond is linked to the concept of means of subsistence for the Schengen visaConsular authorities must be certain that the invited person:

have guaranteed food and lodging,
does not become a burden on the State,

For this reason the surety is not a formality, but a protection tool for Italy and, at the same time, a test of reliability for the inviter.

Advantages of Bank Guarantee with vistoperitalia.it

Issue in 24 hours without a checking account.
Transparent cost: €135 for a period of 180 days (includes free real-time consultation via WhatsApp).
No money freezes, No opening a current account, unlike traditional banks.
Extra services: we provide the health policy.

Get your quote now

How to apply for a bank guarantee for foreigners in Italy

Get the bank guarantee for tourist visa with us it's simple:

Send us the documentation (also via email or WhatsApp).
Get an instant quote.
Confirm the transaction and make the payment.
Receive your Bank Guarantee within 24 hours, via email with a digital signature, ready to be presented to the Italian Embassy.

Who can invite a foreign citizen to Italy and assume the guarantee?

Not everyone can invite a foreigner and present a surety bond. Only:

an Italian citizen,
or a foreign citizen regularly resident in Italy with a valid residence permit.

The host assumes a specific responsibility. By declaring the invitation and presenting the guarantee for foreigners' entry into Italy, they affirm that the host:

will stay for a limited period,
will have a certain accommodation,
will return to the country of origin at the end of the visa.

This is where many visa applications fail: inviters who don't meet the requirements or who underestimate the importance of the guarantee. The guarantee, in fact, is closely tied to the credibility of the inviter.

How much should the tourist visa deposit be?

The amount of the guarantee for a tourist visa to Italy it is not arbitrary, but derives directly from the rules on means of subsistence established by the Ministry of Foreign Affairs and applied by Italian consulates for the entry of foreign citizens into the Schengen area. The surety serves to demonstrate that the invited foreigner will have sufficient financial resources for the entire duration of their stay and that, if necessary, the Italian government will not have to cover any expenses.

Specifically, the amount of the guarantee varies according to the length of the stay In Italy. Ministerial tables provide for an initial fixed fee and a daily fee, which increases with the number of days of stay. For short stays, from 1 to 5 days, the total amount to be guaranteed is relatively low. As the number of days increases, especially over 20 days, the amount increases significantly because a daily fee plus a fixed fee is applied.

For a tourist visa up to 90 days, (but with a warranty duration of 180 days.) which is the most frequent case for those who invite a foreigner to Italy, the reference value of the guarantee reaches approximately 2.716,68 euros according to the subsistence table, but in consular practice a guarantee of a maximum amount of 3.905,00 eurosThis amount fully covers the entire stay and represents the threshold considered safe by consular authorities for issuing a tourist visa.

It is important to clarify a fundamental point: the surety must always cover an amount that is adequate or higher than the minimum amount required, never inferior.

A surety bond with a value lower than the official tables is one of the most common reasons for visa refusal.

In addition to the surety bond, it is always mandatory la insurance policy for foreigners, which does not replace the financial guarantee but complements it. Health insurance for the tourist visa must have a minimum coverage of 30.000,00 € This policy must include medical expenses, hospitalization, and repatriation, including the repatriation of the deceased's body in the event of death. This policy does not cover treatment for pre-existing conditions in the country of origin, and the cost varies based on the length of stay in Italy.

In summary, For a tourist visa to Italy, the correct amount of the guarantee depends on the length of stay., but for the most common cases up to 90 days a guarantee equal to 3.905 €, accompanied by a health insurance policy of at least 30.000 €This arrangement fully complies with the legislation on means of subsistence and concretely reduces the risk of visa application rejection.

Does the surety guarantee the issuing of the visa?

It is important to be clear: The surety bond does not automatically guarantee the issuing of the visa.
It is a necessary document in many cases, but it is not sufficient on its own.

The Consulate evaluates the entire application:

consistency of documents,
personal situation of the applicant,
clarity of the invitation,
reliability of the inviter.

If the surety bond is flawed, with incorrect amounts or inconsistent information, the risk of rejection is high. Furthermore, a non-compliant surety bond can also jeopardize future visa applications.

The guarantee for a tourist visa Italy is a key tool when inviting a non-EU citizen.

It serves to demonstrate means of subsistence, protects the Italian state and strengthens the credibility of the visa application.
Choosing the right bank guarantee, respecting the amounts, and relying on specialized operators means drastically reducing the risk of rejection.

Frequently Asked Questions (FAQ) – Bank Guarantee for Tourist Visas

It is a financial guarantee that the host provides to the foreign guest to demonstrate that the latter has the financial means to cover the expenses of staying in Italy, as required by Schengen regulations.

With our online service, the surety bond is generally released within 24 hours of receiving all the documentation.

No, unlike traditional banks, our service does not require you to open a current account or block deposits.

Both have the same legal validity.

The Bank Guarantee is issued by an Authorized Credit Institution.

The Insurance Guarantee is issued by an insurance company.

For travel visa Italian Embassies prefer the bank guarantee, because it is more solid and recognized everywhere.

€135 for 180 days, including express issuance.

Is it for all countries?

Yes, for non-EU citizens requiring a visa. Check on Ministry of Foreign Affairs website.

No, the issuing of the visa depends exclusively on the Italian Embassy and we cannot guarantee the positive outcome of the application.

When a foreigner applies for a visa to Italy, the government must verify that the traveler can support himself or herself independently without burdening the Italian public system.

Simply put, the State wants to make sure that:

The person has the money needed to eat and sleep every day.
The person has the resources to cover any unforeseen events.

The surety bond serves precisely to provide this financial guarantee. It is a document that "speaks" on behalf of the applicant and tells the Embassy:

"This person is financially supported by his host. He won't be an economic burden on Italy."

Without this guarantee (which demonstrates “Means of Subsistence”), Italian law requires the visa to be refused.

Many people are afraid of having to freeze thousands of euros in their bank account. With us, you don't have to. Here's the difference explained in simple terms:

1. If you go to your Bank (Old Method) The bank often asks you to “freeze” your money. Example: If you're required by law to guarantee €3.000, the bank freezes €3.000 in your account. That money is yours, but you can't touch or spend it until the guest returns home. It's inconvenient.

2. If you use Vistoperitalia.it (Modern method) We:

We don't block your moneyYour savings remain in your account and you can use them as you wish. You only pay the service fee (110 euros for 30 days), and we'll provide you with the official document the Embassy needs.
You must not open a current account
You must not do nothing at the deadline: Bank Guarantee it closes automatically.

In summary:

No deposit required: You don't have to have large sums of money sitting in the bank.
Fixed price: You know immediately how much you'll spend (€110).
Fast: No appointments or long waits, do everything online.

Click here to get your €110 guarantee

The surety can only be made:

an Italian person
or a foreign person living in Italy with regular documents

The person who provides the surety is a person who says:
"I take responsibility of this person.”

To make a surety bond, you need a few simple things:

document of the person inviting
name and passport of the invited person

All names and dates must be the same in all documents.

The surety arrives:

including PDF document, via email, with digital signature.

Then he goes to the Consulate to apply for the visa.

You can pay:

with bank transfer
by card, Pay Pal
with postal order at the counter

With insurance there is no need to give all the money, but only a smaller price called “premium”.

No, refunds are NOT provided..
The money can only be refunded in special cases, before the document is issued.

This is why it is important to understand everything before paying.

Refusals are almost never a whim, but are based on specific criteria established by the Schengen Visa Code. Here are the details:

Migration Risk (The most frequent reason): The State (through the Consulate) must be sure that the guest, once the visa has expired, return to his countryIf the friend doesn't have a stable job, doesn't own real estate, doesn't have strong family ties back home, or has little money in his bank account, the Consulate will think: “This person wants to enter Italy to stay illegally or look for work.”.
Inconsistency of documents: Everything has to fit together perfectly. If the Invitation Letter It says the guest will be staying at your house from August 1st to 10th, but the flight reservation is from August 3rd to 15th and the health insurance covers even more dates, the visa is denied for unreliability.
Insufficient means of subsistence (Wrong surety): Simply "having money" isn't enough. The Ministry of the Interior has tables that establish exactly how much money is needed per person per day. If the bank or insurance guarantee covers less than the legally required amount based on the number of days of stay, the application will be rejected.
Purpose of the trip unclear: If you apply for a tourist visa but during the consulate interview your friend implies that he or she is coming to "help a relative," "get treatment," or "look for opportunities," the visa will be denied because the stated purpose does not match the actual purpose.

Important note on the surety bond: As you rightly said, the surety is necessary (if the guest does not have sufficient own resources), but does not guarantee a visaIt only demonstrates financial coverage, not an intention to return home.

The host has a legal responsibility. Here are the mistakes to absolutely avoid:

Using old or unofficial forms: Do not download forms randomly from blogs or non-governmental sites. You should only use the “Declaration of Hospitality” (or Letter of Invitation) compliant with the model required by the Italian Embassy in the country of origin or by the State Police.
Discrepancy in dates: This is the most common technical error. The dates must be identical on three documents:
1. Flight ticket (or reservation).
2. Health Insurance.
3. Letter of Invitation/Declaration of Hospitality.
Savings guarantee: Never provide a surety bond for the exact minimum amount or less. It's always best to cover an amount slightly higher than that required by the ministerial tables to avoid exchange rate disputes or miscalculations.
False or altered documents: Submitting a false hotel reservation (which is then cancelled) or altered bank statements is a crime. Embassies conduct cross-checks. This leads to immediate rejection and often a ban on future visa applications (reported in the SIS system).
Relying on dubious "intermediaries": No one can guarantee a 100% visa. Anyone who asks for money by promising "secure visas" is a scammer. The procedure must be transparent and managed directly by the applicant and the host.

No. Although it is more common for tourism, it can also be requested for other types of short-term visas (under 90 days), such as:

Study Visa: for short courses or entrance exams.
Seen for Sports Competition: for athletes invited to amateur competitions.
Visa for Religious Reasons: for pilgrimages or events.
Business Visa: if the traveler is not fully paid for by the company.

Yes, they are two different things and both are mandatory.

La Suretyship guarantees money for food and sleep (room and board).
THEHealth Insurance guarantees medical care. The health insurance policy must be valid for the Schengen Area and have a minimum coverage of 30.000 € for urgent medical expenses and hospitalization.

No. The bank guarantee is issued for a single specific purpose. It is linked to that specific visa application and exact dates of the declared trip. If your friend returns home and wants to come to Italy again after a few months, a new surety bond and a new visa application will be required.

In short words

The surety bond is a important promise.
It helps foreigners come to Italy without any problems.

If the surety is done well, the visa is easier.
If it's done badly, the journey stops.

It's better to do everything calmly, well and without mistakes.

Quick Tip: What to Do for Inviters (Quick Checklist)

If you are the one inviting, you need to prepare and send to your friend:

Hospitality declaration completed and signed.
Copy of your identity document (Identity card or passport; if you are a foreign resident in Italy, also the residence permit).
(If necessary) Bank/Insurance Guarantee in original (or digital copy if accepted, but the original is often needed).
Extra tip: A short letter (on plain paper) explaining your connection to the person (e.g., “We’ve been friends for 10 years, we met in…”).

Contact us

Call now, our consultants are ready to answer all your questions for free:

You write: WhatsApp: +39 339 7150157
Call now: 39.02.667.124.17+ o 39.055.28.53.13+
Email: info@vistoperitalia.it

We answer during office hours within 5 minutes!

Useful links:
Sureties for Foreigners | Countries with Visa Requirement

Practical example

Real Case: Guarantee for Tourist Visa (Short Stay):

Marco has to host his sister arriving from Morocco for a period of 80 days.

To complete the visa application, you must submit proof of your means of subsistence. Instead of blocking your funds in the bank,

Marco can sign a online insurance guarantee su Vistoperitalia.it

With an expense of only EUR 135,00 (rate for stays up to 90 days), obtains the original document required by the Embassy, guaranteeing your sister's entry without bureaucratic stress.

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Tourist Visa Bank Guarantee: €135 for 180 days. No Money Blocked (2026 Price List)