Health insurance for foreigners applying for residency in Italy

Health Insurance for EU Citizens: Legal Requirements for Residency in Italy

(Institutional Introduction) Citizens of the European Union (along with those of Switzerland, Norway, Iceland, and other equivalent states) enjoy the right to free movement in Italy. However, if their stay exceeds 90 consecutive days, Italian law imposes a mandatory step: the official registration at the Registry Office of the Municipality where one lives, in order to obtain the so-called Certificate of Residence.

For EU citizens who do not reside in Italy for reasons of subordinate employment (for example: students, religious people or people with their own resources), the issuing of this document is subject to the presentation of a private health insurance policy.

Su Visa for Italy, we provide you with insurance coverage specifically formulated to meet 100% of the rigorous parameters required by the Registry Officers, guaranteeing the approval of your application.

Our company operates throughout Italy

Call now to get the Health Insurance for foreigners who request Residency in Italy in 24 hours, with us it is simple and fast:

You write: WhatsApp: +39 339 7150157
Call now: + 39.02.667.124.17 o + 39.055.28.53.13
Email: info@vistoperitalia.it

What does Italian law (Legislative Decree 30/2007) require for registration in the Registry Office?

To understand why the Municipality requires this policy, it is necessary to refer to theart. 7, paragraph 1, letter b) of Legislative Decree 6 February 2007, n. 30The law establishes that non-working European citizens must not be a burden on the social assistance system of the host country.

Therefore, it is mandatory to demonstrate that you possess:

Sufficient economic resources for subsistence.
A health insurance suitable for covering risks on the national territory.

The 4 requirements your policy must have (Ministry of Health Circular)

Not all insurance policies are valid. According to the Ministry of Health Circular of August 3, 2007, to avoid rejection, private insurance policies must meet the following mandatory requirements:

Territorial validity: It must be valid throughout Italy.
Full coverage: It must include coverage for emergency hospital expenses. Our policy includes a maximum coverage of €100.000 with direct reimbursement to the hospital.
Exact duration: Must have a annual duration clearly indicating the effective and expiry dates.
Clear formalities: It must explicitly indicate the methods for requesting a refund and the contact details for assistance.

The “Visa for Italy” Solution: Guaranteed Compliance

Submitting a self-translated foreign policy or a generic online insurance policy runs the high risk of having your registration rejected, as municipal offices struggle to verify the general conditions.

The health insurance policy provided through Visa for Italy It is tailor-made for this specific bureaucratic requirement.

What our coverage package includes:

Reimbursement of emergency hospitalization costs for accidents or unexpected illnesses.
Automatic termination after one year, relieving you of the obligation to send cancellations.
24/7 personal care, including telephone medical advice and medical transportation.
Documentation in Italian, ready for delivery to the Registry Office, avoiding the additional costs of certified translation required for foreign policies.

Health insurance without age limits to apply for residency in Italy

Assicurazione sanitaria senza limiti di età per richiedere la residenza in Italia

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Frequently Asked Questions (FAQ) on Residency for European Citizens

1. Does private health insurance automatically enroll me in the National Health Service (SSN)? No. The ministerial circular clearly specifies that private insurance is required to obtain registration in the registry office, but does not confer the right to enroll in the public National Health Service.

2. Can I use insurance purchased in my home country? In principle, yes, but the European Commission and the Ministry of Health require that it offer comprehensive coverage in Italy. Additionally, you'd need to provide an official Italian translation of the policy, which often costs more than purchasing a specific Italian policy like ours.

3. If I have dependents, do I have to take out separate policies? Family members (also EU citizens) who join you may be covered. However, it is essential that the names of any covered family members and their relationship are included in the policy at the time of purchase, and that this is then documented with the Municipality. If the family unit changes, the insurance policy must also be updated.

4. What happens at the end of the first year? Our policy is valid for one year and automatically terminates upon expiration. After your initial residency in Italy, if your employment or social security needs change, you may qualify for direct enrollment in the public health service, making private insurance no longer necessary.

Visa for Italy: Your Partner for Regular Immigration

Relying on non-specialized portals can slow down your transfer. Visa for Italy provides insurance and surety solutions designed to meet stringent Italian regulations. We work with leading insurance groups to provide you with legally binding documents.