Travel Insurance Anywhere in the World for Business or Self-Employment

You have to travel for work and you don't want to have coverage limits health insurance?

We have Health Insurance for travel abroad, with an unlimited maximum!!

Our policy also covers the costs of extending your stay due to Coronavirus – Covid 19

Here are some of the coverages provided by the policy:

• COVID-19
• Unlimited medical expenses and hospitalization
• Medical dispatch abroad
• Telephone interpreter
• Unlimited hospitalization
• Surgical expenses
• Early return
• Dental care
• Resuming the journey
• Advance Funds

Who should I contact to get this? travel insurance with unlimited coverage?

How long does it take to get it?

The issue is immediate:

• at most 6 hours from when you send me the documents.

What documents are needed to issue insurance?

You don't have to fill out any forms, you need:

• identity document and tax code.

You can send everything via email and you will receive it by email, in PDF with certified signature.

How much?

You need to make a specific estimate, but the cost is so low that you will be amazed.

Do you want to learn more about the topic?

Why buy from us? Here are 7 good reasons

1. why do you we return and refund the full amount of the health insurance if you do not use it, if you return it before the day the policy comes into coverage.
2. because the emission is immediate, maximum 6 hours.
3. why we provide you free insurance assistance and advice with our expert, even after purchase (call +39.055.28.53.13) also via Whatsapp +39.339.71.50.750
4. because it's easy, the sale and payment are made with a simple, transparent and safe procedure, you can pay by bank transfer or credit card (paypal)
5. Why the purchase happens in a comfortable way, from your mobile phone, tablet or PC, via email, with a simple click.
6. Because you can read reviews from people who have already purchased Travel insurance with no maximum limit and you will have further confirmations on the quality of our service before proceeding with the purchase.
7. Why it is reassuring to turn to us, with us you always know the name and surname and telephone number of the person behind it, who took charge of your request, who will deliver the insurance policy to you, and will always be available for any doubts, even after the sale.

Do you have any other questions?

Contact our customer service

What does the Age-Free Travel policy guarantee?

What is insured? 

1. Assistance Guarantee with unlimited coverage in the event of illness and/or injury, including as a result of acts of terrorism. Medical advice,
2. Sending a doctor or an ambulance to Italy, 
3. Reporting of a specialist doctor abroad, 
4. Health Return, 
5. Return of the insured convalescent, 
6. Transfer to an equipped hospital center, 
7. Return with an insured travel companion,
8. Return of other insured persons, Travel of a family member, 
9. Accompaniment of minors, 
10. Extension of stay,
11. Continuation of the journey, 
12. Interpreter available abroad, 
13. Advance payment for essential expenses, 
14. Early return, 
15. Advance bail, 
16. Legal reporting abroad, 
17. Telephone expenses, 
18. Psychological Support, 
19. Medical expenses guarantee including consequent ones to acts of terrorism The coverage or reimbursement of medical/hospital/pharmaceutical expenses that you have to sustain during the trip due to illness or injury, even if resulting from an act of terrorism, is foreseen. up to a maximum of Euro 1.000,00 if the accident occurred in Italy, the Republic of San Marino and the Vatican City State and with unlimited coverage, if the accident occurred abroad. 
20. The maximum is intended per Insured, per claim and per policy duration. If you have been hospitalized – until your discharge from the Health Institute, or – until the doctors of the Insurance Company believe that you can return to Italy. 
21. The insurance company will cover or reimburse the expenses that it has authorized for you and that you incur up to a maximum of 90 days of hospitalization in total. If you have not been hospitalized, only the expenses that you have incurred during the duration of the policy and that the Organizational Structure has authorized for you. 

The insurance company also pays or reimburses: 

22. search and rescue costs, up to Euro 500,00 per accident in Italy, the Republic of San Marino, the Vatican City State and Euro 25.000,00 abroad.
23. the costs of transporting you in Italy or abroad from the place of the accident to the medical institution deemed suitable up to the amount of Euro 25.000,00 per Insured. Reimbursement of transport is guaranteed only if the Medical Expenses guarantee is subsequently activated and for any means of medical assistance deemed useful. 
24. the costs of urgent and non-postponable dental care required following a sudden illness that occurred while travelling, with a limit of Euro 100,00 in Italy, the Republic of San Marino, the Vatican City State and Euro 500,00 abroad, per insured person and per incident; 
25. only in the event of an accident, the costs of prosthesis repairs up to a limit of Euro 100,00 per insured person 
26. only in the event of an accident, the costs of the care you receive when you return to your residence, within 45 days after the accident and up to Euro 1.000,00. 
27. medical/pharmaceutical/hospital expenses in the case of chronic illnesses up to a maximum of Euro 300.000,00. 
28. The insurance company applies a deductible only when you have not been hospitalized and in cases of reimbursement. The absolute deductible is Euro 50,00. 
29. Abroad you can pay medical/hospital/pharmaceutical expenses in cash up to Euro 1.000,00. Over 1.000,00 Euros, you must pay with: – Bank Transfer – Credit Card – using the “Advance of basic necessities” service described in Assistance In Italy you must pay in compliance with the law. The Insurance Company  will only reimburse you for your expenses if you have met these conditions. 
30. Attention! This guarantee has a Deductible. 

Baggage Guarantee 

31. Baggage checked in on an airplane Baggage checked in on an airplane is covered for damage caused by fire, failure to return, loss, damage, theft up to ceiling of 

• Euro 300,00 for baggage weighing from 0 to 20,00 kg, 
• Euro 600,00 for baggage weighing from 20,01 kg to 25,00 kg and 
• Euro 1.000,00 for baggage weighing more than 25,00 kg. 
• A refund is also provided for special baggage if regularly checked in: Sports equipment maximum Euro 300,00,
• Strollers/baby equipment maximum Euro 200,00, 
• Musical instruments maximum Euro 300,00, 
• Wheelchairs and aids for disabled people maximum Euro 300,00. 

Baggage and personal effects 

32. The Insurance Company compensates for material and direct damage to your baggage, including the clothes you were wearing when you left, caused by: 

• theft, 
• burglary, 
• pickpocket, 
• robbery, 
• fire; and, in the case of delivery to a carrier only, 
• also loss, misplacement and damage of checked baggage only up to a maximum of Euro 1.300,00 per insured person and per incident. 

        The insurance company compensates you: 

33. considering bags, suitcases and backpacks as a single object. 
34. Even photo-cine-optical equipment (camera, video camera, binoculars, flash, lenses, batteries, bags, etc.) are considered a single object. –
35. in addition to the maximum amount shown on the Policy Form, the Insurance Company will reimburse you up to Euro 50,00 for expenses to renew your identity card, passport and driving license in case of theft, robbery, mugging, extortion.  
36. Delayed Baggage Delivery You can claim the Delayed Baggage Guarantee if the carrier delivers your baggage more than 12 hours late in the case of confirmed flights.
37. The insurance company reimburses you for unexpected expenses that you have to make to buy personal hygiene items and/or clothing that are necessary. This up to a maximum of Euro 100,00 and only for delays in delivery to the destination airport of the outbound journey. 
38. Accidental Damage Guarantee for Smartphones and Tablets, The insurance company compensates for accidental damage to the insured property if it occurs during the trip, within maximum of Euro 200,00 per accident. 
39. Covid Guarantee (Optional)

What is NOT insured?

1. For all guarantees, losses caused by: fraud or gross negligence are excluded, except as indicated in the individual guarantees; 
2. from floods, inundations, 
3. volcanic eruptions, 
4. earthquakes, 
5. atmospheric phenomena having characteristics of natural disasters; 
6. phenomena of transmutation of the atomic nucleus, 
7. radiation caused by the artificial acceleration of atomic particles; 
8. war, 
9. strikes, 
10. revolutions, 
11. riots or popular movements, looting, 
12. acts of terrorism (except as indicated in the individual Guarantees under the heading: “What is insured?” of Section I – Description of the Guarantees) and vandalism.  
13. All benefits/guarantees operate within the limits and according to the indications reported in the Art. “Object of the Insurance”. 
14. Anything not indicated in Art. “Object of the Insurance” is not covered. 
15. Also excluded are: – any journey undertaken for the purpose of participating in races/competitions involving extreme activities; 
16. any trip you make for the purpose of: visits, check-ups, hospitalizations, surgical operations.  
17. Travel to the following countries is not insured: Afghanistan, Cocos (Keeling) Islands, Crimea, French Southern Territories, Heard Island and Mc Donald's Islands, Bouvet Island, Chagos Islands, Christmas Island, East Timor, Falkland Islands, Marshall Islands, Minor Outlying Islands, Micronesia, Nauru, Niue, Palau, Pitcairn Island, Samoa, Solomon Islands, South Georgia, Saint Helena, Somalia, Tokelau, Tonga, Tuvalu, Vanuatu, Wallis and Futuna Islands, West Timor.  
18. The Medical Assistance and Expenses guarantee does not cover claims caused by: accidents in progress at the time you are due to leave for the trip; 
19. mental illnesses and psychological disorders in general;
20. diseases caused by the HIV virus; 
21. diseases caused by pregnancy beyond the 26th week of gestation and by the puerperium; 
22. illnesses and injuries resulting from or deriving from the abuse of alcohol or psychotropic drugs as well as from the non-therapeutic use of narcotics and hallucinogens; 
23. attempted suicide and suicide; 
24. motor racing, motorcycling or motorboating competitions, tests and training; 
25. competitions, trials and training for sports that you practice as a professional activity and not as an amateur; sports that involve the use of vehicles and motor boats, driving and use of hang gliders and other types of ultralight air vehicles, parachuting, hot air balloon excursions, paragliding and similar, air sports in general, snowmobiling, bobsleighing, freestyle skiing, ski or water ski jumping, mountaineering with rock climbing or access to glaciers, free climbing, speleology, trekking above 4.500 m, kitesurfing, scuba diving, boxing, wrestling in its various forms, martial arts in general, heavy athletics, rugby, American football. 
26. For bobsleigh, kitesurfing and scuba diving you are insured if you practice this sport every now and then and for recreational and occasional fun; 
27. races and/or competitions, including running competitions, in which you participate by doing extreme and dangerous activities; an activity during which you use mines, weapons and/or dangerous substances, enter mines, excavations and/or quarries and carry out land and sea extraction activities; 
28. epidemics or pandemics as declared by the World Health Organization except Covid-19;
29. indirect consequences of the Covid 19 epidemic/pandemic.  

The following cases are also excluded: 

30. failure to comply with the ordinances/regulations imposed by the control bodies/host countries or countries of origin. 
31. the consequences due to or attributable to quarantines or restrictive measures on freedom of movement decided by the competent authorities which isolate the Municipality/larger territorial areas in which you find yourself during the Trip.  
32. Expenses due to or attributable to/consequent to quarantine or other restrictive measures on freedom of movement, decided by the competent International and/or local Authorities, meaning by local Authorities any competent authority of the Country of origin or of any Country where you have planned your Trip or through which you are transiting to reach your destination, are not insured.  
33. For the Medical Expenses guarantee, please refer to the Additional Department for other exclusions. For the Baggage Guarantee, the following are excluded: 
34. the case of theft of luggage loaded onto a motorcycle of any engine size during the trip;
35.  the case of theft of luggage contained inside the vehicle;
36.  damage caused to sports equipment during its use; 
37. due to forgetfulness, carelessness or loss on your part. 
38. Please refer to the Additional Department for other exclusions. For the Accidental Damage Guarantee for smartphones and tablets, the following damages are not insured: 
39. caused by intent or gross negligence by you or your spouse or common-law partner, your children or parents or any other person who regularly lives in your home. This is demonstrated by the family status; resulting from deterioration, wear and tear, corrosion, oxidation, general wear and tear of the insured Goods, which are a natural consequence of use or operation; 
40. caused by the gradual effects of atmospheric agents; which occur due to assembly and dismantling; arising from causes for which the supplier, seller or lessor of the insured Good must respond, by law or by contract; 
41. resulting from lack of or inadequate maintenance; 
42. of an aesthetic nature which do not cause the insured Good to fail to function (for example, scratches, scuffs and nicks); 
43. occurred to all accessories of the insured Good not included in the original packaging of the manufacturer, as reported in the instruction booklet in the Italian version; 
44. arising from the loss of enjoyment or use of the insured Good if it has been stolen or damaged from you or any other financial damages/losses; arising from theft of the insured Good left outdoors and/or unattended; 
45. relating to loss or damage to software resulting from damage to or theft of the insured device; arising from the direct or indirect consequences of the destruction or loss of data, cards, or software, during or following an accident;
46. arising from wear of components regardless of the cause, which may result in failure to function or breakdown; arising from defects attributable to internal causes, manufacturing defects and hidden defects; 
47. resulting from changes in the original characteristics of the insured Good which cause it to fail to function;
48.  caused by or resulting from failure to comply with the instructions for use or the manufacturer's warnings; 
49. covered by the manufacturer's and/or distributor's warranty; 
50. subject of a recall campaign by the manufacturer; 
51. damage from water damage. Please refer to the Additional Department for other exclusions

Remember that before signing any insurance policy you must read and understand all the clauses of the insurance contract, We always send it via email at the first contact, but if you have lost it you can request it:

You can also use the above contact details to ask for explanations on clauses that are not clear to you, We provide free insurance advice to everyone.