{"id":11435,"date":"2026-05-27T12:44:16","date_gmt":"2026-05-27T10:44:16","guid":{"rendered":"https:\/\/www.vistoperitalia.it\/?p=11435"},"modified":"2026-05-27T12:44:16","modified_gmt":"2026-05-27T10:44:16","slug":"surety-bond-or-security-deposit-visa","status":"publish","type":"post","link":"https:\/\/www.vistoperitalia.it\/en\/surety-bond-or-security-deposit-visa\/","title":{"rendered":"Surety bond or security deposit for an Italy visa: what is the difference"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">When a foreign citizen applies for a visa for Italy, the embassy or consulate asks them to prove that they have sufficient financial means for the stay. It is a mandatory step, and for many applicants \u2014 or for those inviting them \u2014 it is also the most delicate one: you have to provide a concrete guarantee that a certain sum is available.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The two most common ways to do this are a security deposit at a bank and an insurance surety bond. The two are often talked about as if they were equivalent, but they are legally different instruments: who issues them, what happens to the client&#8217;s money, how long they take to obtain and how much they really cost all change.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In this guide we compare them in a practical way, with an eye on those who apply for the visa and on those who (in Italy) invite them. Are you preparing your visa application? Find out how the <a href=\"https:\/\/www.vistoperitalia.it\/en\/?page_id=11506\" target=\"_blank\" rel=\"noopener\">surety bond for a tourist visa<\/a> works.<\/p>\n\n\n<style>.kb-table-of-content-nav.kb-table-of-content-id8413_62a8fb-2c .kb-table-of-content-wrap{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kb-table-of-content-nav.kb-table-of-content-id8413_62a8fb-2c .kb-table-of-contents-title-wrap{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kb-table-of-content-nav.kb-table-of-content-id8413_62a8fb-2c .kb-table-of-contents-title{font-weight:regular;font-style:normal;}.kb-table-of-content-nav.kb-table-of-content-id8413_62a8fb-2c .kb-table-of-content-wrap .kb-table-of-content-list{color:var(--accent);font-weight:bold;font-style:normal;margin-top:var(--global-kb-spacing-sm, 1.5rem);margin-right:0px;margin-bottom:0px;margin-left:0px;}<\/style>\n\n\n<h2 class=\"wp-block-heading\" id=\"financial-means-visa\" style=\"margin-top:45px\">What the embassy requires: financial means for the visa<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The reference rule for short-stay visas is the Directive of the Ministry of the Interior of March 1, 2000 (Directive of the Italian Ministry of the Interior, published in Official Gazette No. 64 of March 17, 2000). It governs type C visas, that is, those that allow a stay in Italy (and in the Schengen area) of up to 90 days: tourism, business, short-term study, mission, sporting events.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The directive attaches a table of minimum amounts that the applicant must prove they have available. The amounts are not uniform: they vary according to the number of days of the stay and the number of people involved. By way of example, for a short stay of 1 to 5 days by a group of 2-5 people, the table indicates an amount of 3,905.16 euros. For other combinations of duration and number of people, the amounts are different: the correct figure is always the one in the bracket corresponding to the individual case. To frame the general picture of the <a href=\"https:\/\/www.vistoperitalia.it\/en\/?p=11431\" target=\"_blank\" rel=\"noopener\">types of visa for Italy<\/a> and understand where your own case fits, it is useful to start from the type C \/ type D classification.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Important: the directive of March 1, 2000 does not cover long-stay visas (type D), such as those for family reunification, employed work or long-term university study. Other rules apply to those cases.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A second point, often overlooked: the directive indicates the minimum financial means to be proven; it does not automatically treat all forms of guarantee as equivalent. Which forms are actually accepted (bank statement, payslip, employment contract, restricted deposit, surety bond, bank letter) depends on the practice of the individual consulate. The surety bond is suitable for visas issued by Italian consulates; acceptance at consulates of other Schengen States must be verified on a case-by-case basis.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"security-deposit-bank\" style=\"margin-top:45px\">Security deposit at a bank: how it works, costs and timing<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The security deposit is a sum of money that the applicant (or the host in Italy) locks in a bank current account, restricting it for a set period. The bank issues a statement certifying that the sum is available and restricted to cover the stay.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Who issues it:<\/strong> the bank, under its own responsibility.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>What happens to the money:<\/strong> it remains tied up in the account for the entire duration of the restriction. It cannot be used for other expenses; it generally does not generate any significant return above ordinary balances.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Timing:<\/strong> depends on the bank. If the applicant or the host is not already a customer of the bank, opening a dedicated account, submitting the documentation and restricting the sum can take from a few days to several weeks. Any requests for additional documentation (source of funds, anti-money laundering) must also be taken into account.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Direct cost:<\/strong> account opening fees, account management and bank charges. In absolute terms these are often modest, but not zero.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Indirect cost:<\/strong> the tied-up capital is not available for other uses. On sums of a few thousand euros and for durations of months, it is an invisible but real cost, corresponding to the return that sum would have earned elsewhere.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Return of funds:<\/strong> takes place on release, generally at the expiry of the agreed period or at the conclusion of the stay, according to the bank&#8217;s operational timeframes.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"insurance-surety-bond\" style=\"margin-top:45px\">Insurance surety bond: how it works, costs and timing<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The surety bond, also called an insurance guarantee, is a guarantee issued by an insurance company supervised by IVASS. With the bond, the company undertakes to pay the beneficiary a sum up to an agreed ceiling, under the conditions set out in the contract.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is important to clarify the difference with the bank guarantee. The bank guarantee is issued by a credit institution supervised by the Bank of Italy; the surety bond is issued by an insurance company supervised by IVASS. They have an analogous economic function (guaranteeing an obligation) but a different legal nature and supervisory framework.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Who issues it:<\/strong> the insurance company, through an insurance intermediary registered in the RUI (Registro Unico degli Intermediari, the Single Register of Intermediaries) of IVASS.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>What happens to the client&#8217;s money:<\/strong> the client&#8217;s money does not remain tied up in a current account. The guarantee is provided by the company. If the beneficiary requests enforcement (that is, payment) during the validity of the bond, the company pays the beneficiary and may then recover the amount from the guaranteed party by way of recourse.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Timing:<\/strong> with standard documentation, issuance typically takes place within 24-72 hours. This is faster than the security deposit, because there are no accounts to open and no bank sums to restrict.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Direct cost:<\/strong> the bond premium, calculated based on the guaranteed amount and the duration. It is a fixed cost, defined at the time of signing, and not tied to the fees of a current account.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Conclusion of the relationship:<\/strong> the bond has a predefined duration. At expiry, if it has not been enforced, it simply ceases to be effective. There is no &#8220;amount to be returned&#8221;: the client never tied up any money.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"practical-differences\" style=\"margin-top:45px\">The practical differences for visa applicants<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The table summarizes the six points that, in practice, make the difference between the two instruments when the goal is to prove the financial means for the visa.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><thead><tr><th>Aspect<\/th><th>Security deposit<\/th><th>Surety bond<\/th><\/tr><\/thead><tbody><tr><td><strong>Who issues it<\/strong><\/td><td>Bank (supervised by the Bank of Italy)<\/td><td>Insurance company (supervised by IVASS)<\/td><\/tr><tr><td><strong>Client&#8217;s capital<\/strong><\/td><td>Locked in the account for the entire duration of the restriction<\/td><td>Not locked, remains available for other uses<\/td><\/tr><tr><td><strong>Issuance time<\/strong><\/td><td>From a few days to several weeks (depending on the institution)<\/td><td>Typically 24-72 hours with standard documentation<\/td><\/tr><tr><td><strong>Cost for the client<\/strong><\/td><td>Bank charges + lost return on the tied-up capital<\/td><td>Bond premium (amount defined at signing)<\/td><\/tr><tr><td><strong>In case of enforcement<\/strong><\/td><td>The bank withdraws directly from the deposit<\/td><td>The company pays the beneficiary and may recover the amount from the guaranteed party by way of recourse<\/td><\/tr><tr><td><strong>Conclusion<\/strong><\/td><td>Return of the sum on release<\/td><td>Termination of the bond at expiry, no sum to be returned<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"margin-top:30px\"><strong>Want to know how much a surety bond costs for your specific case?<\/strong><\/p>\n\n\n\n<a class=\"gb-button gb-button-cta-preventivo-pfds\" href=\"https:\/\/www.vistoperitalia.it\/en\/?page_id=11506\" target=\"_blank\" rel=\"noopener\"><span class=\"gb-button-text\">Request a free quote<\/span><\/a>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-choose-criteria\" style=\"margin-top:45px\">How to choose: assessment criteria<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The choice between a security deposit and a surety bond is not always a clear-cut alternative: it depends on the specific situation of the applicant or the host. A few practical criteria help in finding your way.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Availability of capital.<\/strong> If the sum to be guaranteed is significant in relation to personal or business liquidity, tying it up for the duration of the visa can be a problem. The bond does not require locking up the capital: for those who want to keep their liquidity available, it is the more suitable option.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Time available before the consulate appointment.<\/strong> When the window is tight \u2014 appointment already set, trip imminent \u2014 the bond is generally faster to obtain: it is taken out with standard documentation and issued in 24-72 hours. The bank deposit, on the other hand, may involve the longer timeframes of opening an account and restricting the funds.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Profile of the host (for visas based on a letter of invitation).<\/strong> If the guarantee is provided by an Italian citizen inviting a relative or acquaintance, tying up capital can be burdensome. The bond makes it possible to avoid this, keeping their own account available.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Type of visa and destination consulate.<\/strong> The bond is suitable for visas issued by Italian consulates. For stays involving consulates of other Schengen countries, the acceptance of a specific form of guarantee must be verified on a case-by-case basis according to the practice of the individual consulate: there is no automatic rule that makes all forms of guarantee equivalent throughout the Schengen area.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Overall cost considerations.<\/strong> On direct cost, the bond premium and the bank charges of the deposit should be compared on a case-by-case basis. The most complete benchmark is the total cost for the client, which for the deposit also includes the lost return on the tied-up capital \u2014 an element that is often underestimated. If the application is already under way and something has gone wrong, it may be useful to know <a href=\"https:\/\/www.vistoperitalia.it\/en\/?p=11426\" target=\"_blank\" rel=\"noopener\">what to do if your visa is denied<\/a> before resubmitting the application with a new form of guarantee.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"frequently-asked-questions\" style=\"margin-top:45px\">Frequently asked questions<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" style=\"margin-top:35px\">Is the security deposit mandatory for the visa?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No. The directive of March 1, 2000 sets the minimum amount of financial means to be proven, not the form in which to prove them. The deposit is one of the possible methods; the surety bond is another. The accepted forms depend on the practice of the consulate examining the application.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" style=\"margin-top:35px\">How long does it take to obtain a surety bond?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">With standard documentation, issuance typically takes place within 24-72 hours. Timing may vary depending on the completeness of the documents provided and the company that issues the bond.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" style=\"margin-top:35px\">Is the surety bond accepted by all Italian consulates?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The bond is suitable for visas issued by Italian consulates. Acceptance at consulates of other Schengen countries is not automatic: it must be verified on a case-by-case basis according to the practice of the individual consulate. For other operational questions, a collection of <a href=\"https:\/\/www.vistoperitalia.it\/en\/answers-bank-guarantee-tourist-visa\/\" target=\"_blank\" rel=\"noopener\">frequently asked questions about the surety bond for the visa<\/a> is available.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" style=\"margin-top:35px\">When is the security deposit money returned?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">On release, generally at the expiry of the period agreed with the bank or at the conclusion of the stay. The operational timeframes depend on the bank.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" style=\"margin-top:35px\">Between deposit and bond, who chooses: the applicant or the embassy?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The choice of instrument is up to the applicant (or the host). The embassy or consulate assesses whether the document submitted is suitable to prove the required financial means. For this reason it is useful to consult first with an intermediary or, where possible, with the relevant consulate to understand which forms of guarantee are accepted in the practice of that office.<\/p>\n\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Is the security deposit mandatory for the visa?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"No. The directive of March 1, 2000 sets the minimum amount of financial means to be proven, not the form in which to prove them. The deposit is one of the possible methods; the surety bond is another. The accepted forms depend on the practice of the consulate examining the application.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"How long does it take to obtain a surety bond?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"With standard documentation, issuance typically takes place within 24-72 hours. Timing may vary depending on the completeness of the documents provided and the company that issues the bond.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Is the surety bond accepted by all Italian consulates?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"The bond is suitable for visas issued by Italian consulates. Acceptance at consulates of other Schengen countries is not automatic: it must be verified on a case-by-case basis according to the practice of the individual consulate.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"When is the security deposit money returned?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"On release, generally at the expiry of the period agreed with the bank or at the conclusion of the stay. The operational timeframes depend on the bank.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Between deposit and bond, who chooses: the applicant or the embassy?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"The choice of instrument is up to the applicant (or the host). The embassy or consulate assesses whether the document submitted is suitable to prove the required financial means.\"\n      }\n    }\n  ]\n}\n<\/script>\n\n\n<div class=\"gb-container gb-container-box-rif-norm-pfds\">\n\n<p class=\"wp-block-paragraph\"><strong>Regulatory references.<\/strong> Directive of the Ministry of the Interior of March 1, 2000 (Official Gazette No. 64 of March 17, 2000) \u2014 financial means for short-stay type C visas; Legislative Decree September 7, 2005, No. 209 (Private Insurance Code) \u2014 regulation of insurance activity and of intermediaries registered in the RUI of IVASS; arts. 1936-1957 of the Civil Code \u2014 general regulation of guarantees.<\/p>\n\n<\/div>\n\n<div class=\"gb-container gb-container-box-disclaimer-pfds\">\n\n<p class=\"wp-block-paragraph\"><strong>Disclaimer.<\/strong> The information contained in this article is for informational purposes only and does not constitute legal, tax, or insurance advice. To assess the solution best suited to your situation, consult a qualified professional or contact our team directly.<\/p>\n\n<\/div>\n\n<div class=\"gb-container gb-container-4a24b349\">\n\n<div class=\"gb-headline gb-headline-52d9ec1c gb-headline-text\"><strong>Affidati ai professionisti<\/strong><\/div>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:10px;margin-left:40px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:11px;}.kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list 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.kt-svg-icon-list-single{font-size:20px !important;color:var(--global-color-8) !important;}.kt-svg-icon-list-item-588_81b78a-64 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-588_81b78a-64 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_phone kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 16.92v3a2 2 0 0 1-2.18 2 19.79 19.79 0 0 1-8.63-3.07 19.5 19.5 0 0 1-6-6 19.79 19.79 0 0 1-3.07-8.67A2 2 0 0 1 4.11 2h3a2 2 0 0 1 2 1.72 12.84 12.84 0 0 0 .7 2.81 2 2 0 0 1-.45 2.11L8.09 9.91a16 16 0 0 0 6 6l1.27-1.27a2 2 0 0 1 2.11-.45 12.84 12.84 0 0 0 2.81.7A2 2 0 0 1 22 16.92z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Chiama subito: <a href=\"tel:+3902667124.17\"><strong>+39.02.667.124.17<\/strong><\/a> o <a href=\"tel:+39055285313\"><strong>+39.055.28.53.13<\/strong><\/a><\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-588_ca9fad-49 .kt-svg-icon-list-single{font-size:20px !important;color:var(--global-color-8) !important;}.kt-svg-icon-list-item-588_ca9fad-49 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-588_ca9fad-49 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_mail kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M4 4h16c1.1 0 2 .9 2 2v12c0 1.1-.9 2-2 2H4c-1.1 0-2-.9-2-2V6c0-1.1.9-2 2-2z\"\/><polyline points=\"22,6 12,13 2,6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Email: <a href=\"mailto:info@vistoperitalia.it\"><strong>info@vistoperitalia.it<\/strong><\/a><\/span><\/li>\n<\/ul><\/div>\n\n<\/div>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-size:13px;font-style:italic;font-weight:400;margin-top:20px\">Photo by <a href=\"https:\/\/unsplash.com\/@romaindancre\" target=\"_blank\" rel=\"noopener nofollow\">Romain Dancre<\/a> on <a href=\"https:\/\/unsplash.com\/photos\/person-in-orange-long-sleeve-shirt-writing-on-white-paper-doplSDELX7E\" target=\"_blank\" rel=\"noopener nofollow\">Unsplash<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Insurance bond or bank deposit? Two different instruments for proving the financial means for an Italy visa: a comparison of timing, costs and acceptance.<\/p>\n","protected":false},"author":4,"featured_media":11291,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","footnotes":""},"categories":[3],"tags":[11,12,13,14,15],"class_list":["post-11435","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fideiussioni","tag-polizza-fideiussoria","tag-deposito-cauzionale","tag-visto-italia","tag-mezzi-economici","tag-fideiussione-assicurativa"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - 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