{"id":11436,"date":"2026-05-28T11:07:42","date_gmt":"2026-05-28T09:07:42","guid":{"rendered":"https:\/\/www.vistoperitalia.it\/?p=11436"},"modified":"2026-05-28T11:07:42","modified_gmt":"2026-05-28T09:07:42","slug":"visa-surety-bond-no-money-locked","status":"publish","type":"post","link":"https:\/\/www.vistoperitalia.it\/en\/visa-surety-bond-no-money-locked\/","title":{"rendered":"Visa surety bond with no money locked: how it differs from a security deposit"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">You are about to invite a foreign relative or friend to Italy and the embassy asks for a financial guarantee. When you turn to a traditional bank, you are required to tie up a sum of money &#8211; usually around 3,905 euros &#8211; for the whole duration of the application, six months. For that entire period, those funds in your account stay locked: you cannot spend them, you cannot move them.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">There is an alternative that fulfils the same obligation without tying up your capital: the surety bond issued by an insurance company. In this article we explain how it works in legal terms, what the rules say about the financial means for a visa, and which types of visa it is useful for.<\/p>\n\n\n<style>.kb-table-of-content-nav.kb-table-of-content-id8413_62a8fb-2c .kb-table-of-content-wrap{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kb-table-of-content-nav.kb-table-of-content-id8413_62a8fb-2c .kb-table-of-contents-title-wrap{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kb-table-of-content-nav.kb-table-of-content-id8413_62a8fb-2c .kb-table-of-contents-title{font-weight:regular;font-style:normal;}.kb-table-of-content-nav.kb-table-of-content-id8413_62a8fb-2c .kb-table-of-content-wrap .kb-table-of-content-list{color:var(--accent);font-weight:bold;font-style:normal;margin-top:var(--global-kb-spacing-sm, 1.5rem);margin-right:0px;margin-bottom:0px;margin-left:0px;}<\/style>\n\n<div class=\"gb-container gb-container-box_sintesi\">\n\n<div class=\"gb-headline gb-headline-sintesi_head gb-headline-text\">At a glance<\/div>\n\n\n\n<ul class=\"wp-block-list\"><li>Policy premium: from <strong>135 &euro;<\/strong> for 180 days<\/li><li>Package with health insurance: <strong>245 &euro;<\/strong> for 180 days<\/li><li>Guaranteed amount: up to <strong>3,905.00 EUR<\/strong><\/li><li>Issue: within <strong>24 hours<\/strong> of receiving the documents and payment<\/li><li>Delivery: digitally signed document via email<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The full price list, the case scenarios and the step-by-step procedure are in the <a href=\"https:\/\/www.vistoperitalia.it\/en\/?p=11440\">article dedicated to the cost of the surety bond for a visa<\/a>.<\/p>\n\n\n<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"differenza-pratica\">The practical difference for your wallet<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The starting point is the same in both solutions: the Italian State wants to be sure that the invited person has the means to support themselves during the stay and that &#8211; should those means run out &#8211; there is someone ready to cover the expense. The difference lies in HOW this assurance is provided.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With a bank security deposit, you are the one putting up the capital: the bank requires you to lock the sum in your account (or to open a dedicated one), and that money stays unavailable until the guarantee is released. If you need liquidity for something else during those six months, you cannot use it. It is your capital that acts as the guarantee.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With an insurance surety bond, on the other hand, you only pay the premium &#8211; a sum set upfront, independent of the guaranteed amount. You are not the one putting up the guarantee capital: the insurance company does, undertaking towards the beneficiary (the Italian State, through the consulate) up to a maximum ceiling of 3,905.00 euros. Your money stays in your account, available for anything.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"funzionamento-giuridico\">How the surety bond works in legal terms<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The surety bond is a contract governed by Articles 1936-1957 of the Italian Civil Code (suretyship) and by the Italian Private Insurance Code (Legislative Decree of 7 September 2005, no. 209) for the part concerning issuance by an insurance company supervised by IVASS.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Three parties come into play in the contract:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>The guarantor<\/strong>: the insurance company that issues the policy and undertakes to pay the beneficiary in the event of a call on the guarantee.<\/li><li><strong>The principal (or policyholder)<\/strong>: the Italian citizen &#8211; or the lawfully resident foreigner &#8211; who invites the person from abroad. This is the party that takes out the policy and pays its premium.<\/li><li><strong>The beneficiary<\/strong>: the Italian State, through the consulate or embassy that issues the visa.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">If the foreign guest, during the stay, were to become a burden on the State (for medical assistance, repatriation, etc.) and the means made available by the principal were to run out, the beneficiary can call on the guarantee. In that case the company pays, up to the maximum limit of the guaranteed amount (3,905.00 euros).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Immediately afterwards &#8211; and this is the step that is often overlooked &#8211; the company has the right to recover from the principal through the right of recourse provided for in Articles 1949-1950 of the Italian Civil Code. In other words: the policy does not cancel the financial liability of the person who invited the foreigner. It merely shifts the moment and the party the consulate turns to for collection, leaving the principal with the ultimate obligation to reimburse the company. For the full contract text you can consult the <a href=\"https:\/\/www.vistoperitalia.it\/en\/?p=11422\">text of the surety bond for the tourist visa<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is the legal substance of the product. Understanding it helps you correctly read the difference with the security deposit: with the deposit, your capital is directly exposed; with the surety bond, the financial exposure remains yours but is deferred and mediated by the company.<\/p>\n\n\n<div class=\"gb-container gb-container-cta_inline_box\">\n\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-size:1.1rem;font-weight:600\">Want to find out whether the surety bond is the right solution for your case?<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Message us on WhatsApp at <strong>+39 339 71 50 157<\/strong> or email us at <a href=\"mailto:info@vistoperitalia.it\">info@vistoperitalia.it<\/a>: we reply within minutes during office hours.<\/p>\n\n\n\n<a class=\"gb-button gb-button-cta_inline_wa\" href=\"https:\/\/wa.me\/393397150157?text=Vistoperitalia.it,%20I%20would%20like%20information%20aboutlla%20polizza%20fideiussoria%20per%20il%20visto\" target=\"_blank\" rel=\"noopener\"><span class=\"gb-button-text\">Message us on WhatsApp<\/span><\/a>\n\n\n<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"normativa-mezzi-economici\">What the rules say about the financial means for a visa<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">For short-stay visas (type C) the main legal reference is the <a href=\"https:\/\/www.gazzettaufficiale.it\/atto\/serie_generale\/caricaDettaglioAtto\/originario?atto.dataPubblicazioneGazzetta=2000-03-17&#038;atto.codiceRedazionale=000A3095&#038;elenco30giorni=false\" target=\"_blank\" rel=\"noopener nofollow\">Directive of the Italian Ministry of the Interior of 1 March 2000<\/a>, published in Official Gazette no. 64 of 17 March 2000. The Directive sets out the minimum financial means a foreigner must be able to demonstrate in order to enter the national territory, distinguishing by length-of-stay band and by number of people.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">By way of example, for stays of 1 to 5 days the Directive provides for minimum availability in the region of 269.60 euros for a person travelling alone and 212.81 euros per person for groups of two or more; for longer durations the amounts are calculated by day band, up to the figure of 3,905.00 euros that frequently recurs as the maximum ceiling in policies issued for short-stay visas.<\/p>\n\n\n<div class=\"gb-container gb-container-box_tre_cose\">\n\n<div class=\"gb-headline gb-headline-box3_head gb-headline-text\">Three things the rule does not say<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">&#8211; and that some marketing communications tend to extend without basis.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>The Directive of 1\/3\/2000 does not treat the various forms of guarantee as equivalent to one another. It indicates the minimum financial means to be demonstrated; the forms in which they are demonstrated (cash, traveller&#8217;s cheques, bank guarantee, surety bond) are governed by the practice of the individual consulate.<\/li><li>The Directive applies explicitly to short-stay visas (type C). It does not govern the financial means for long-stay visas (type D), which have separate legal sources (the Consolidated Immigration Act and its implementing regulations, as well as sector-specific provisions).<\/li><li>The amount of 3,905.00 euros is not a universal value: it is a figure that frequently recurs as a ceiling because it corresponds to the cumulative calculation for medium-to-long stays within 90 days, but the figure actually required always depends on the duration and the composition of the group applying for the visa.<\/li><\/ul>\n\n\n<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"tipi-di-visto\">Which types of visa it is useful for<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The surety bond is used in many visa scenarios for Italy, but with different legal bases depending on whether it is a short-stay visa (type C) or a long-stay visa (type D).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"visti-tipo-c\">Short-stay visas (type C) &#8211; stays of up to 90 days<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">This category includes:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Tourist visa<\/strong> &#8211; for relatives, friends, leisure trips. See the <a href=\"https:\/\/www.vistoperitalia.it\/en\/?page_id=11506\">surety bond for the tourist visa<\/a> and the one for <a href=\"https:\/\/www.vistoperitalia.it\/en\/?page_id=11513\">tourist invitations from visa-exempt countries<\/a>.<\/li><li><strong>Business visa or short-term employed-work visa<\/strong> &#8211; meetings, trade fairs, business missions: <a href=\"https:\/\/www.vistoperitalia.it\/en\/?page_id=11511\">surety bond for the business or employed-work visa<\/a>.<\/li><li><strong>Short study visa<\/strong> &#8211; courses and training activities within 90 days: <a href=\"https:\/\/www.vistoperitalia.it\/en\/?page_id=11508\">surety bond for the study visa<\/a>.<\/li><li><strong>Sports, mission or competition visa<\/strong> &#8211; sporting and cultural events of fixed duration.<\/li><li><strong>Medical treatment visa<\/strong> &#8211; access to Italian healthcare facilities: <a href=\"https:\/\/www.vistoperitalia.it\/en\/?page_id=11510\">surety bond for the medical treatment visa<\/a>.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">For all these scenarios, the Directive of the Ministry of the Interior of 1\/3\/2000 is the explicit reference for the financial means. The surety bond, when issued in compliance with the minimum amounts set out in the Directive, is generally suitable; actual acceptance always depends on the practice of the individual consulate.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"visti-tipo-d\">Long-stay visas (type D) &#8211; stays of more than 90 days<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">This category includes:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Family reunification visa<\/strong> &#8211; to reunite with family members already resident in Italy: <a href=\"https:\/\/www.vistoperitalia.it\/en\/bank-guarantee-visa-entry-italy\/bank-guarantee-for-family-reunification-visa\/\">surety bond for the family reunification visa<\/a>.<\/li><li><strong>Self-employed work visa<\/strong> &#8211; freelancers, entrepreneurs: <a href=\"https:\/\/www.vistoperitalia.it\/en\/?page_id=11509\">surety bond for the self-employed work visa<\/a>.<\/li><li><strong>Employed or seasonal work visa<\/strong> &#8211; ongoing or seasonal employment relationships: <a href=\"https:\/\/www.vistoperitalia.it\/en\/?page_id=11528\">surety bond for the employed or seasonal work visa<\/a>.<\/li><li><strong>Visa for the conversion of a residence permit<\/strong> &#8211; change of category of a permit already issued: <a href=\"https:\/\/www.vistoperitalia.it\/en\/?page_id=11512\">surety bond for the conversion of a residence permit<\/a>.<\/li><li><strong>Long study visa<\/strong> &#8211; university courses, master&#8217;s degrees, doctorates lasting more than 90 days.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">For these scenarios, the Directive of 1\/3\/2000 is not the reference source. The forms of guarantee accepted vary by type of visa and fall under the Consolidated Immigration Act (Legislative Decree 286\/1998) and its implementing regulations. In consular practice the surety bond is also used in these scenarios, always with confirmation from the consulate or the competent office on the specific requirements of the case.<\/p>\n\n\n<div class=\"gb-container gb-container-box_info_pillar\">\n\n<p class=\"wp-block-paragraph\">For the details of your specific case, consult the <a href=\"https:\/\/www.vistoperitalia.it\/en\/bank-guarantee-visa-entry-italy\/\">pillar page &#8220;Surety bond for a visa and entry into Italy&#8221;<\/a> or write to us describing your case: we will tell you whether the policy is applicable and what documentation is needed.<\/p>\n\n\n<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"prezzi-tempi\">Indicative prices and issue times<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The values shown in the opening box correspond to the current price list for the surety bond issued through our intermediary:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Premium for the surety bond alone: <strong>135 euros<\/strong> for a duration of 180 days (six months).<\/li><li>Surety bond + health insurance package: <strong>245 euros<\/strong> for the same duration.<\/li><li>Amount guaranteed by the policy: up to <strong>3,905.00 euros<\/strong>, in line with the guidance of the Directive of 1\/3\/2000 for short-stay visas.<\/li><li>Issue: within <strong>24 hours<\/strong> of receiving complete documentation and payment.<\/li><li>Delivery: the document is sent by email with a digital signature; it has the value of an original and can be presented to the embassy exactly as received.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Prices are published on the website and involve no hidden additional costs. For the full procedure, the documentation required and special cases (family groups, multiple stays within the 180 days, etc.) refer to the <a href=\"https:\/\/www.vistoperitalia.it\/en\/?p=11440\">article dedicated to the cost of the surety bond for a visa<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"confronto\">Security deposit vs surety bond: a comparison<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The table summarises the practical differences between the two solutions in a schematic way. These are factual data, referring to the current practice of our intermediary for short-stay visas.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\" style=\"margin-bottom:40px\"><table><thead><tr><th><strong>Aspect<\/strong><\/th><th><strong>Bank security deposit<\/strong><\/th><th><strong>Insurance surety bond<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>Client&#8217;s capital<\/strong><\/td><td>Locked in the account for the duration of the guarantee (usually 180 days)<\/td><td>Stays available in the client&#8217;s account<\/td><\/tr><tr><td><strong>Guarantor<\/strong><\/td><td>The client, with their own funds as cover<\/td><td>The insurance company, supervised by IVASS<\/td><\/tr><tr><td><strong>Who pays if the guarantee is called<\/strong><\/td><td>The bank deducts directly from the locked deposit<\/td><td>The company pays, up to the ceiling of the guaranteed amount<\/td><\/tr><tr><td><strong>What happens after the guarantee is called<\/strong><\/td><td>The deposit is reduced or used up<\/td><td>The company exercises its right of recourse against the principal (Arts. 1949-1950 of the Civil Code)<\/td><\/tr><tr><td><strong>Opening a current account<\/strong><\/td><td>Often required by the issuing bank<\/td><td>Not required<\/td><\/tr><tr><td><strong>Cost to the client<\/strong><\/td><td>Management fees + opportunity cost of the locked capital<\/td><td>Single premium (from 135 &euro; for 180 days)<\/td><\/tr><tr><td><strong>Issue times<\/strong><\/td><td>Variable, depending on the bank&#8217;s assessment<\/td><td>Within 24 hours of complete documentation<\/td><\/tr><tr><td><strong>Standard duration<\/strong><\/td><td>180 days (renewable)<\/td><td>180 days<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">The central point of the table is the first row: the client&#8217;s capital. In everything else the two solutions are comparable in terms of the obligation they fulfil; the difference that weighs in the reader&#8217;s experience &#8211; and that often tips the choice towards the policy &#8211; lies precisely in the availability of one&#8217;s own money.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faq\">Frequently asked questions<\/h2>\n\n\n<style>.kt-accordion-idvpi_fsbd_acc .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:8px;}.kt-accordion-idvpi_fsbd_acc .kt-accordion-panel-inner{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kt-accordion-idvpi_fsbd_acc > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xs, 1rem);}@media all and (max-width: 767px){.kt-accordion-idvpi_fsbd_acc .kt-accordion-inner-wrap{display:block;}.kt-accordion-idvpi_fsbd_acc .kt-accordion-inner-wrap .kt-accordion-pane:not(:first-child){margin-top:8px;}}<\/style>\n<div class=\"wp-block-kadence-accordion kt-accordion-id-vpi_fsbd_acc\"><div class=\"kt-accordion-inner-wrap\">\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-1\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">With the surety bond, do I really have to deposit zero euros?<\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"wp-block-paragraph\">Yes. The surety bond is a guarantee provided by the insurance company, not a deposit of money. You pay the premium (from 135 &euro; for 180 days). The guaranteed amount (3,905.00 EUR) is what the company makes available to the beneficiary if the guarantee is called, not capital you are required to lock in your account.<\/p>\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-2\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">If the consulate calls on the policy, who pays the beneficiary and who is asked for reimbursement?<\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"wp-block-paragraph\">The insurance company pays up to the limit of the guaranteed amount. Immediately afterwards, the company has the right to recover from the principal (the person who took out the policy) through the right of recourse provided for in Arts. 1949-1950 of the Italian Civil Code. The policy does not cancel the financial liability of the person inviting the foreigner: it merely shifts the moment and the party the consulate turns to for collection.<\/p>\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-3\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Does the surety bond apply to all types of visa for Italy?<\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"wp-block-paragraph\">It applies with different legal bases depending on the type of visa. For short-stay visas (type C &#8211; tourist, business, short study, sports, medical treatment) the reference is the Directive of the Ministry of the Interior of 1 March 2000. For long-stay visas (type D &#8211; family reunification, self-employed work, employed\/seasonal work, conversion of a residence permit, long study) the Directive of 1\/3\/2000 is not the reference source; the guarantees accepted vary by type of visa and by the practice of the consulate. For each scenario, consult the dedicated page on our website and check with the relevant consulate.<\/p>\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-4\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Is the surety bond accepted by all Italian consulates?<\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"wp-block-paragraph\">A policy issued in compliance with the minimum financial means set out in the Directive of 1\/3\/2000 is generally suitable for short-stay visas issued by Italian consulates. Acceptance at the individual consulate, however, depends on that consulate&#8217;s own practice, which may require additional documentation or have internal preferences. For consulates of other Schengen States issuing visas for their own State, this must be checked on a case-by-case basis. If in doubt, before issuing the policy we recommend confirming with the consulate.<\/p>\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-5\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">How much does the policy cost and how long does it take to issue?<\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"wp-block-paragraph\">The base premium is 135 &euro; for 180 days of validity. There is a package including health insurance at 245 &euro; for the same duration. Issue takes place within 24 hours of receiving complete documents and payment. The document is digitally signed and has the value of an original. For the full price list, the documentation required and the step-by-step procedure, refer to the <a href=\"https:\/\/www.vistoperitalia.it\/en\/?p=11440\">article dedicated to the cost of the surety bond for a visa<\/a>.<\/p>\n<\/div><\/div><\/div>\n\n<\/div><\/div>\n\n\n<div class=\"gb-container gb-container-box_riferimenti\">\n\n<div class=\"gb-headline gb-headline-rif_head gb-headline-text\">Legal references<\/div>\n\n\n\n<ul class=\"wp-block-list\"><li>Legislative Decree of 7 September 2005, no. 209 (Italian Private Insurance Code), published in the Official Gazette on 13\/10\/2005 &#8211; in particular Article 109 for intermediaries entered in the RUI (Single Register of Insurance Intermediaries).<\/li><li>Italian Civil Code &#8211; Articles 1936-1957 (general rules on suretyship); Articles 1949-1950 in particular for the surety&#8217;s right of recourse.<\/li><li><a href=\"https:\/\/www.gazzettaufficiale.it\/atto\/serie_generale\/caricaDettaglioAtto\/originario?atto.dataPubblicazioneGazzetta=2000-03-17&#038;atto.codiceRedazionale=000A3095&#038;elenco30giorni=false\" target=\"_blank\" rel=\"noopener nofollow\">Directive of the Italian Ministry of the Interior of 1 March 2000<\/a>, published in Official Gazette no. 64 of 17\/3\/2000 (financial means for short-stay visas &#8211; type C).<\/li><li>Legislative Decree of 25 July 1998, no. 286 (Consolidated Immigration Act) and its implementing regulations, for long-stay visas (type D).<\/li><\/ul>\n\n\n<\/div>\n\n<div class=\"gb-container gb-container-box_disclaimer\">\n\n<div class=\"gb-headline gb-headline-disc_head gb-headline-text\">Disclaimer<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">The information in this article is provided for informational purposes only and does not constitute legal, tax or insurance advice. To assess the most suitable solution for your situation, consult a qualified professional or contact our team directly.<\/p>\n\n\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">For other questions you can consult <a href=\"https:\/\/www.vistoperitalia.it\/en\/answers-bank-guarantee-tourist-visa\/\">other frequently asked questions about the surety bond for a visa<\/a>.<\/p>\n\n\n<div class=\"gb-container gb-container-4a24b349\">\n\n<div class=\"gb-headline gb-headline-52d9ec1c gb-headline-text\"><strong>Affidati ai professionisti<\/strong><\/div>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:10px;margin-left:40px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00 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href=\"https:\/\/wa.me\/393397150157?text=Vistoperitalia.it,%20richiedo%20informazioni%20su:\">WhatsApp:\u00a0 +39 339 7150157<\/a><\/strong><\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-588_81b78a-64 .kt-svg-icon-list-single{font-size:20px !important;color:var(--global-color-8) !important;}.kt-svg-icon-list-item-588_81b78a-64 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-588_81b78a-64 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_phone kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 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kt-svg-icon-list-item-588_ca9fad-49 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_mail kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M4 4h16c1.1 0 2 .9 2 2v12c0 1.1-.9 2-2 2H4c-1.1 0-2-.9-2-2V6c0-1.1.9-2 2-2z\"\/><polyline points=\"22,6 12,13 2,6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Email: <a href=\"mailto:info@vistoperitalia.it\"><strong>info@vistoperitalia.it<\/strong><\/a><\/span><\/li>\n<\/ul><\/div>\n\n<\/div>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-size:13px;font-style:italic\">Cover photo: <a href=\"https:\/\/unsplash.com\/@jakubzerdzicki\" target=\"_blank\" rel=\"noopener nofollow\">Jakub \u017berdzicki<\/a> on <a href=\"https:\/\/unsplash.com\/\" target=\"_blank\" rel=\"noopener 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Premium from 135 \u20ac for 180 days, issued within 24 hours. How it differs from a traditional security deposit.<\/p>\n","protected":false},"author":4,"featured_media":11315,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","footnotes":""},"categories":[3],"tags":[],"class_list":["post-11436","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fideiussioni"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Visa Surety Bond With No Money Locked: How It Works<\/title>\n<meta name=\"description\" content=\"Surety bond for a visa: capital not locked, premium from 135 \u20ac for 180 days, issued in 24h. 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