{"id":14760,"date":"2022-12-15T13:37:09","date_gmt":"2022-12-15T12:37:09","guid":{"rendered":"https:\/\/www.vistoperitalia.it\/?p=14760"},"modified":"2026-06-15T17:14:05","modified_gmt":"2026-06-15T15:14:05","slug":"garantia-bancaria-visto-turismo-texto-clausulas","status":"publish","type":"post","link":"https:\/\/www.vistoperitalia.it\/pt-br\/garantia-bancaria-visto-turismo-texto-clausulas\/","title":{"rendered":"Garantia Banc\u00e1ria para Visto de Turismo: o que diz o texto da garantia?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">A <strong>garantia banc\u00e1ria para visto de turismo<\/strong> \u00e9 um documento oficial indispens\u00e1vel para quem deseja receber um cidad\u00e3o estrangeiro na It\u00e1lia. N\u00e3o se trata de uma mera formalidade:&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00e9 uma garantia econ\u00f4mica exigida por lei <a href=\"https:\/\/www.gazzettaufficiale.it\/atto\/serie_generale\/caricaDettaglioAtto\/originario?atto.dataPubblicazioneGazzetta=2000-03-17&amp;atto.codiceRedazionale=000A3095&amp;elenco30giorni=false\"><strong>(Diretiva do Minist\u00e9rio do Interior de 1\/3\/2000)<\/strong><\/a> que serve para demonstrar \u00e0 Embaixada que o visitante possui os recursos financeiros necess\u00e1rios para se manter na It\u00e1lia sem onerar o Estado.&nbsp;<\/p>\n\n\n<style>.kb-table-of-content-nav.kb-table-of-content-id1003_79ab0d-23 .kb-table-of-content-wrap{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);background-color:var(--base-2);}.kb-table-of-content-nav.kb-table-of-content-id1003_79ab0d-23 .kb-table-of-contents-title-wrap{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kb-table-of-content-nav.kb-table-of-content-id1003_79ab0d-23 .kb-table-of-contents-title{font-weight:regular;font-style:normal;}.kb-table-of-content-nav.kb-table-of-content-id1003_79ab0d-23 .kb-table-of-content-wrap .kb-table-of-content-list{color:var(--accent);font-weight:bold;font-style:normal;margin-top:var(--global-kb-spacing-sm, 1.5rem);margin-right:0px;margin-bottom:0px;margin-left:0px;}.kb-table-of-content-nav.kb-table-of-content-id1003_79ab0d-23 .kb-toggle-icon-style-basiccircle .kb-table-of-contents-icon-trigger:after, .kb-table-of-content-nav.kb-table-of-content-id1003_79ab0d-23 .kb-toggle-icon-style-basiccircle .kb-table-of-contents-icon-trigger:before, .kb-table-of-content-nav.kb-table-of-content-id1003_79ab0d-23 .kb-toggle-icon-style-arrowcircle .kb-table-of-contents-icon-trigger:after, .kb-table-of-content-nav.kb-table-of-content-id1003_79ab0d-23 .kb-toggle-icon-style-arrowcircle .kb-table-of-contents-icon-trigger:before, .kb-table-of-content-nav.kb-table-of-content-id1003_79ab0d-23 .kb-toggle-icon-style-xclosecircle .kb-table-of-contents-icon-trigger:after, .kb-table-of-content-nav.kb-table-of-content-id1003_79ab0d-23 .kb-toggle-icon-style-xclosecircle .kb-table-of-contents-icon-trigger:before{background-color:var(--base-2);}<\/style>\n\n\n<p class=\"wp-block-paragraph\"><strong>Entender o que est\u00e1 escrito no texto da garantia \u00e9 fundamental: um erro nas cl\u00e1usulas ou no valor pode causar a recusa imediata do Visto.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>O QUE \u00c9 A GARANTIA BANC\u00c1RIA PARA VISTO DE TURISMO<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Imagine que voc\u00ea convida um amigo para jantar. Se ele esquecer a carteira, voc\u00ea garante por ele e paga a conta. A <strong>garantia banc\u00e1ria para visto de turismo<\/strong> funciona exatamente da mesma forma, mas em uma escala maior e com regras precisas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c9 um contrato pelo qual uma pessoa que vive na It\u00e1lia (chamada de &#8220;Contratante&#8221; ou &#8220;Fiador&#8221;) se compromete a garantir economicamente por um cidad\u00e3o estrangeiro (chamado de &#8220;Benefici\u00e1rio&#8221;) que deseja vir \u00e0 It\u00e1lia a turismo.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Para que serve exatamente?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">O Estado Italiano quer ter certeza de uma coisa: que a pessoa que entra na It\u00e1lia tenha condi\u00e7\u00f5es de se alimentar, hospedar e viajar. Se o estrangeiro n\u00e3o disp\u00f5e desses recursos, a Embaixada n\u00e3o concede o visto. <strong>A Garantia Banc\u00e1ria \u00e9 a comprova\u00e7\u00e3o de que o cidad\u00e3o estrangeiro na It\u00e1lia possui os meios necess\u00e1rios para se manter no pa\u00eds<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Quem deve solicit\u00e1-la?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">N\u00e3o \u00e9 o estrangeiro que mora no exterior quem a solicita. Deve ser requerida por quem o convida \u00e0 It\u00e1lia. Pode faz\u00ea-la:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Um <strong>cidad\u00e3o italiano<\/strong>.<\/li>\n\n\n\n<li>Um <strong>cidad\u00e3o estrangeiro<\/strong> que vive na It\u00e1lia com uma permiss\u00e3o de resid\u00eancia regular.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Com o nosso servi\u00e7o, voc\u00ea <strong>obt\u00e9m <\/strong><a href=\"https:\/\/www.vistoperitalia.it\/pt-br\/fianca-bancaria-visto\/garantia-bancaria-visto-turistico-italia\/\"><strong>a Garantia Banc\u00e1ria<\/strong><\/a><strong> e <\/strong><a href=\"https:\/\/www.vistoperitalia.it\/pt-br\/seguro-saude-estrangeiros\/seguro-saude-visto-turistico-italia-schengen\/\"><strong>o Seguro de Sa\u00fade&nbsp; <\/strong><\/a><strong>em poucos passos<\/strong>, sem precisar abrir uma conta corrente e <strong>sem depositar dinheiro no banco.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ligue agora, nossos consultores est\u00e3o prontos para responder a todas as suas d\u00favidas gratuitamente:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:10px;margin-left:40px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:11px;}.kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{font-size:18px;}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-left:var(--global-kb-spacing-xxs, 0.5rem);column-gap:17px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list{grid-row-gap:12px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00 .kb-svg-icon-wrap{font-size:25px;}.kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{font-size:var(--global-kb-font-size-md, 1.25rem);line-height:1.5em;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items588_f1dd92-00 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-588_736a65-c0 .kt-svg-icon-list-single{font-size:25px !important;color:var(--global-color-8) !important;}.kt-svg-icon-list-item-588_736a65-c0 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-588_736a65-c0 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fa_whatsapp kt-svg-icon-list-single\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M380.9 97.1C339 55.1 283.2 32 223.9 32c-122.4 0-222 99.6-222 222 0 39.1 10.2 77.3 29.6 111L0 480l117.7-30.9c32.4 17.7 68.9 27 106.1 27h.1c122.3 0 224.1-99.6 224.1-222 0-59.3-25.2-115-67.1-157zm-157 341.6c-33.2 0-65.7-8.9-94-25.7l-6.7-4-69.8 18.3L72 359.2l-4.4-7c-18.5-29.4-28.2-63.3-28.2-98.2 0-101.7 82.8-184.5 184.6-184.5 49.3 0 95.6 19.2 130.4 54.1 34.8 34.9 56.2 81.2 56.1 130.5 0 101.8-84.9 184.6-186.6 184.6zm101.2-138.2c-5.5-2.8-32.8-16.2-37.9-18-5.1-1.9-8.8-2.8-12.5 2.8-3.7 5.6-14.3 18-17.6 21.8-3.2 3.7-6.5 4.2-12 1.4-32.6-16.3-54-29.1-75.5-66-5.7-9.8 5.7-9.1 16.3-30.3 1.8-3.7.9-6.9-.5-9.7-1.4-2.8-12.5-30.1-17.1-41.2-4.5-10.8-9.1-9.3-12.5-9.5-3.2-.2-6.9-.2-10.6-.2-3.7 0-9.7 1.4-14.8 6.9-5.1 5.6-19.4 19-19.4 46.3 0 27.3 19.9 53.7 22.6 57.4 2.8 3.7 39.1 59.7 94.8 83.8 35.2 15.2 49 16.5 66.6 13.9 10.7-1.6 32.8-13.4 37.4-26.4 4.6-13 4.6-24.1 3.2-26.4-1.3-2.5-5-3.9-10.5-6.6z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Scrivi: \u00a0<a href=\"https:\/\/wa.me\/393397150157?text=Vistoperitalia.it,%20richiedo%20informazioni%20su:\">WhatsApp:\u00a0 +39 339 7150157<\/a><\/strong><\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-588_81b78a-64 .kt-svg-icon-list-single{font-size:20px !important;color:var(--global-color-8) !important;}.kt-svg-icon-list-item-588_81b78a-64 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-588_81b78a-64 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_phone kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 16.92v3a2 2 0 0 1-2.18 2 19.79 19.79 0 0 1-8.63-3.07 19.5 19.5 0 0 1-6-6 19.79 19.79 0 0 1-3.07-8.67A2 2 0 0 1 4.11 2h3a2 2 0 0 1 2 1.72 12.84 12.84 0 0 0 .7 2.81 2 2 0 0 1-.45 2.11L8.09 9.91a16 16 0 0 0 6 6l1.27-1.27a2 2 0 0 1 2.11-.45 12.84 12.84 0 0 0 2.81.7A2 2 0 0 1 22 16.92z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Chiama subito: <a href=\"tel:+3902667124.17\"><strong>+39.02.667.124.17<\/strong><\/a> o <a href=\"tel:+39055285313\"><strong>+39.055.28.53.13<\/strong><\/a><\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-588_ca9fad-49 .kt-svg-icon-list-single{font-size:20px !important;color:var(--global-color-8) !important;}.kt-svg-icon-list-item-588_ca9fad-49 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-588_ca9fad-49 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_mail kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M4 4h16c1.1 0 2 .9 2 2v12c0 1.1-.9 2-2 2H4c-1.1 0-2-.9-2-2V6c0-1.1.9-2 2-2z\"\/><polyline points=\"22,6 12,13 2,6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Email: <a href=\"mailto:info@vistoperitalia.it\"><strong>info@vistoperitalia.it<\/strong><\/a><\/span><\/li>\n<\/ul><\/div>\n\n\n<div class=\"gb-container gb-container-465ab27b\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-270ae49e\">\n<div class=\"gb-grid-column gb-grid-column-3873761c\"><div class=\"gb-container gb-container-3873761c\">\n<style>.kb-image8413_cfed85-05 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image8413_cfed85-05 size-full\"><img decoding=\"async\" width=\"800\" height=\"405\" src=\"https:\/\/www.vistoperitalia.it\/wp-content\/uploads\/2025\/03\/recensioni-google.png\" alt=\"\" class=\"kb-img wp-image-7043\" srcset=\"https:\/\/www.vistoperitalia.it\/wp-content\/uploads\/2025\/03\/recensioni-google.png 800w, https:\/\/www.vistoperitalia.it\/wp-content\/uploads\/2025\/03\/recensioni-google-300x152.png 300w, https:\/\/www.vistoperitalia.it\/wp-content\/uploads\/2025\/03\/recensioni-google-768x389.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-78c2d852\"><div class=\"gb-container gb-container-78c2d852\">\n<style>.wp-block-kadence-advancedheading.kt-adv-heading8413_a8fdad-5c, .wp-block-kadence-advancedheading.kt-adv-heading8413_a8fdad-5c[data-kb-block=\"kb-adv-heading8413_a8fdad-5c\"]{padding-top:var(--global-kb-spacing-xs, 1rem);text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading8413_a8fdad-5c mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading8413_a8fdad-5c[data-kb-block=\"kb-adv-heading8413_a8fdad-5c\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading8413_a8fdad-5c img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading8413_a8fdad-5c[data-kb-block=\"kb-adv-heading8413_a8fdad-5c\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading8413_a8fdad-5c wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading8413_a8fdad-5c\"><a href=\"https:\/\/www.vistoperitalia.it\/testimonianze\/\"><strong>Curioso di sapere come lavoriamo? Dai un\u2019occhiata alle recensioni su Google e scopri le esperienze dei nostri clienti.<\/strong><\/a><\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><strong>O QUE DEVE CONTER O TEXTO DA GARANTIA<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">O texto da garantia banc\u00e1ria n\u00e3o \u00e9 livre.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Deve seguir regras precisas estabelecidas por lei. Se alguma parte estiver faltando, o documento n\u00e3o tem validade. Analisamos as partes t\u00e9cnicas do contrato com base nos documentos oficiais.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. As Refer\u00eancias Legais (O Pre\u00e2mbulo)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">O texto deve come\u00e7ar citando as leis corretas. N\u00e3o basta dizer &#8220;garanto por ele&#8221;. O contrato deve citar expressamente:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.normattiva.it\/uri-res\/N2Ls?urn:nir:stato:decreto.legislativo:1998-07-25;286;@originale~art4\" target=\"_blank\" rel=\"noreferrer noopener\">O <strong>Artigo 4 do Texto \u00danico sobre Imigra\u00e7\u00e3o<\/strong> (D.Lgs. 286\/98 \u2014 Decreto Legislativo n\u00ba 286\/1998, Lei de Imigra\u00e7\u00e3o italiana)<\/a>: \u00e9 a lei que obriga a demonstrar os meios de subsist\u00eancia.<\/li>\n\n\n\n<li>A <strong>Diretiva do Minist\u00e9rio do Interior de 1\u00ba de Mar\u00e7o de 2000<\/strong>: \u00e9 a norma que estabelece exatamente os valores necess\u00e1rios.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. Quem s\u00e3o os envolvidos<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">O texto deve identificar claramente tr\u00eas figuras:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>O Contratante:<\/strong> Quem faz o convite. Devem constar nome, sobrenome, c\u00f3digo fiscal (codice fiscale) e endere\u00e7o.<\/li>\n\n\n\n<li><strong>O Benefici\u00e1rio (Sujeito Garantido):<\/strong> O estrangeiro que chegar\u00e1. \u00c9 necess\u00e1rio registrar nome, sobrenome, data de nascimento, nacionalidade e, principalmente, o <strong>n\u00famero do passaporte<\/strong>.<\/li>\n\n\n\n<li><strong>O Fiador:<\/strong> O Banco ou a Financeira que assina o documento e possui a autoriza\u00e7\u00e3o do Banco da It\u00e1lia (Banca d&#8217;Italia).<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. O Objeto da Garantia<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Esta \u00e9 a parte central. <strong>O texto deve declarar que a sociedade garante ao Benefici\u00e1rio o pagamento das quantias necess\u00e1rias para seu sustento na It\u00e1lia, at\u00e9 um valor m\u00e1ximo estabelecido. Na pr\u00e1tica, fica registrado que, caso o Contratante n\u00e3o arque com as despesas do h\u00f3spede, a garantia banc\u00e1ria entrar\u00e1 em a\u00e7\u00e3o.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. A Vig\u00eancia (Aten\u00e7\u00e3o aqui!)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No texto h\u00e1 duas datas distintas e \u00e9 preciso n\u00e3o confundi-las:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Vig\u00eancia da garantia:<\/strong> \u00c9 o per\u00edodo em que o contrato \u00e9 v\u00e1lido (geralmente 6 meses).<\/li>\n\n\n\n<li><strong>Dura\u00e7\u00e3o da estadia:<\/strong> \u00c9 o per\u00edodo efetivo em que o h\u00f3spede permanecer\u00e1 na It\u00e1lia <strong>(m\u00e1ximo de 90 dias para turismo).<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">O texto deve especificar que a cobertura \u00e9 v\u00e1lida pelos dias de perman\u00eancia efetiva (ex.: 90 dias) a partir do momento em que o estrangeiro entra na It\u00e1lia.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>POR QUE O TEXTO \u00c9 T\u00c3O IMPORTANTE<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">N\u00e3o \u00e9 poss\u00edvel escrever uma carta \u00e0 m\u00e3o em uma folha de papel. O Consulado ou a Embaixada verificam cada detalhe.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Verifica\u00e7\u00e3o da Reda\u00e7\u00e3o:<\/strong> Os funcion\u00e1rios consulares sabem que a lei exige refer\u00eancias espec\u00edficas (como a Diretiva de 2000). Se o texto da sua garantia n\u00e3o citar essas leis, eles consideram o documento falso ou sem validade.<\/li>\n\n\n\n<li><strong>O Risco de Recusa:<\/strong> Se o texto n\u00e3o garantir claramente os meios de subsist\u00eancia, o Visto \u00e9 negado com a justificativa: &#8220;n\u00e3o disp\u00f5e de meios de subsist\u00eancia suficientes&#8221;.<\/li>\n\n\n\n<li><strong>Diferen\u00e7a entre conforme e gen\u00e9rico:<\/strong> Um texto gen\u00e9rico diz &#8220;garanto pelo meu amigo&#8221;. Um texto conforme diz &#8220;Constituo-me fiador nos termos do art. 4 do T.U. 286\/98 pelo valor previsto na Tabela A&#8221;. Apenas o segundo \u00e9 aceito.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>VALOR DA GARANTIA: COMO \u00c9 CALCULADO<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Voc\u00ea n\u00e3o pode escolher livremente o valor a ser escrito no texto. O montante \u00e9 estabelecido por lei de acordo com o tempo que o h\u00f3spede permanecer\u00e1 na It\u00e1lia. A tabela de refer\u00eancia \u00e9 a do Minist\u00e9rio do Interior.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Veja como \u00e9 calculado (valores indicativos baseados na diretiva):<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>De 1 a 5 dias:<\/strong> \u00c9 necess\u00e1ria uma cota fixa de <strong>269,60 euros<\/strong> no total.<\/li>\n\n\n\n<li><strong>De 6 a 10 dias:<\/strong> S\u00e3o necess\u00e1rios <strong>44,93 euros<\/strong> por cada dia.<\/li>\n\n\n\n<li><strong>De 11 a 20 dias:<\/strong> \u00c9 necess\u00e1ria uma cota fixa de <strong>51,64 euros<\/strong> + <strong>36,67 euros<\/strong> por cada dia.<\/li>\n\n\n\n<li><strong>Acima de 20 dias:<\/strong> \u00c9 necess\u00e1ria uma cota fixa de <strong>206,58 euros<\/strong> + <strong>27,89 euros<\/strong> por cada dia.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Exemplo Pr\u00e1tico para 90 dias (o caso cl\u00e1ssico):<\/strong> Para um visto de turismo padr\u00e3o de 3 meses (90 dias), o valor geralmente utilizado \u00e9 de aproximadamente <strong>3.905 euros<\/strong>. Este \u00e9 o n\u00famero que deve aparecer no texto da garantia para ficar tranquilo.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>ERROS COMUNS NO TEXTO DA GARANTIA BANC\u00c1RIA<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Mesmo que voc\u00ea pague, se o texto estiver errado, o Visto n\u00e3o ser\u00e1 concedido. Veja os erros mais frequentes:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Valor Incorreto:<\/strong> Registrar um valor inferior ao exigido pela tabela ministerial. Se o h\u00f3spede fica 90 dias, mas voc\u00ea garante apenas 1.000 euros, o visto \u00e9 negado.<\/li>\n\n\n\n<li><strong>Vig\u00eancia inconsistente:<\/strong> A garantia deve cobrir <em>todo<\/em> o per\u00edodo. Se o convite \u00e9 para 90 dias, a garantia n\u00e3o pode ter validade de 30 dias.<\/li>\n\n\n\n<li><strong>Aus\u00eancia de dados do benefici\u00e1rio:<\/strong> Alguns contratos exigem a assinatura ou os dados precisos do passaporte. Se o n\u00famero do passaporte estiver incorreto no texto, o documento n\u00e3o \u00e9 v\u00e1lido.<\/li>\n\n\n\n<li><strong>Confus\u00e3o entre Garantia Banc\u00e1ria e Seguro de Sa\u00fade:<\/strong> S\u00e3o duas coisas diferentes! A garantia banc\u00e1ria assegura os recursos financeiros para o sustento. O seguro de sa\u00fade cobre as despesas m\u00e9dicas (30.000 euros). S\u00e3o necess\u00e1rios <strong>ambos<\/strong>, n\u00e3o apenas um.<\/li>\n<\/ul>\n\n\n\n<div id=\"brb_collection_3943\"><\/div>\n<script type=\"text\/javascript\">\n!function(e){\n  var c = document.createElement(\"script\");\n  c.src = e;\n  document.body.appendChild(c);\n}(\"https:\/\/www.vistoperitalia.it\/proxy.php?id=3943&brb_callback=brb_\" + (new Date).getTime());\n<\/script>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>COMO OBTER UMA GARANTIA BANC\u00c1RIA COM TEXTO CONFORME<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Para n\u00e3o errar no texto, a melhor solu\u00e7\u00e3o \u00e9 recorrer a empresas especializadas que utilizam modelos j\u00e1 aprovados pelas Embaixadas.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Prepare os documentos:<\/strong> Voc\u00ea precisar\u00e1 dos seus documentos pessoais (documento de identidade, c\u00f3digo fiscal), do comprovante de renda (contracheque ou declara\u00e7\u00e3o de imposto de renda) e da c\u00f3pia do passaporte do h\u00f3spede.<\/li>\n\n\n\n<li><strong>Escolha a institui\u00e7\u00e3o:<\/strong> Voc\u00ea pode ir ao banco (se quiser bloquear os recursos) ou recorrer a um intermedi\u00e1rio de seguros especializado (para pagar apenas o pr\u00eamio, sem imobilizar capital).<\/li>\n\n\n\n<li><strong>Recebimento r\u00e1pido:<\/strong> Muitos servi\u00e7os online permitem receber o documento assinado digitalmente por e-mail em 24 a 48 horas.<\/li>\n\n\n\n<li><strong>Assinatura digital:<\/strong> Os documentos modernos chegam com assinatura digital, prontos para serem impressos e levados ao Consulado.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">N\u00f3s da <a href=\"http:\/\/www.vistoperitalia.it\/pt-br\/\">vistoperitalia.it<\/a> trabalhamos h\u00e1 anos com <a href=\"https:\/\/www.italiafideiussioni.it\/mandato-diretto-finanziaria-romana-spa\/\"><strong>a Finanziaria Romana Spa<\/strong><\/a>, sociedade autorizada pelo Banco da It\u00e1lia (Banca d&#8217;Italia) para emiss\u00e3o de garantias banc\u00e1rias e cau\u00e7\u00f5es ao p\u00fablico.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>PERGUNTAS FREQUENTES (FAQ)<\/strong><\/h2>\n\n\n\n<div class=\"gb-container gb-container-e3d4f1ba gb-accordion\">\n<div class=\"gb-container gb-container-ff1a1431 gb-accordion__item gb-accordion__item-open\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-29607c40 gb-accordion__toggle gb-block-is-current\" id=\"gb-accordion-toggle-29607c40\"><span class=\"gb-button-text\"><strong><strong>Qual \u00e9 a validade da garantia fidejuss\u00f3ria?<\/strong> <\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-a570fd99\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-a570fd99\">\n\n<p class=\"wp-block-paragraph\">A garantia tem geralmente validade de 6 meses ou 1 ano a partir da data de emiss\u00e3o, mas cobre efetivamente o per\u00edodo de estadia do convidado (ex.: m\u00e1ximo de 90 dias) dentro desse intervalo de tempo.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-bdf6637b gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-1dda5f59 gb-accordion__toggle\" id=\"gb-accordion-toggle-1dda5f59\"><span class=\"gb-button-text\"><strong><strong> O que significa &#8220;benef\u00edcio da pr\u00e9via excuss\u00e3o&#8221;?<\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-3da91369\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-3da91369\">\n\n<p class=\"wp-block-paragraph\">\u00c9 uma express\u00e3o t\u00e9cnica presente no contrato. Significa que, caso haja uma d\u00edvida, o credor deve primeiro tentar cobrar o dinheiro de quem fez o convite (o Contratante). Somente se ele n\u00e3o pagar, a Fidejuss\u00e3o (garantia banc\u00e1ria\/fian\u00e7a) entra em a\u00e7\u00e3o.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-20d4cfb6 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-8b53d83b gb-accordion__toggle\" id=\"gb-accordion-toggle-8b53d83b\"><span class=\"gb-button-text\"><strong><strong>O valor \u00e9 reembols\u00e1vel se o Visto for recusado?<\/strong> <\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-aa9e1fad\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-aa9e1fad\">\n\n<p class=\"wp-block-paragraph\"><strong>N\u00e3o.<\/strong> O pr\u00eamio pago pela fidejuss\u00e3o (no caso de seguradoras\/financeiras) n\u00e3o \u00e9 reembolsado, pois o servi\u00e7o de emiss\u00e3o foi prestado independentemente da decis\u00e3o da Embaixada.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-606251c9 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-106525db gb-accordion__toggle\" id=\"gb-accordion-toggle-106525db\"><span class=\"gb-button-text\"><strong><strong>Posso usar a mesma fidejuss\u00e3o para mais de uma viagem?<\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-8fb7bf5b\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-8fb7bf5b\">\n\n<p class=\"wp-block-paragraph\">Sim, se a fidejuss\u00e3o tiver validade de 6 meses ou 1 ano e prever entradas m\u00faltiplas, voc\u00ea pode us\u00e1-la para entrar e sair v\u00e1rias vezes, desde que n\u00e3o ultrapasse o total de dias garantidos (ex.: 90 dias no total).<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-9d69a715 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-3e6085d2 gb-accordion__toggle\" id=\"gb-accordion-toggle-3e6085d2\"><span class=\"gb-button-text\"><strong><strong>O seguro de sa\u00fade est\u00e1 inclu\u00eddo no texto da fidejuss\u00e3o?<\/strong> <\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-381c666d\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-381c666d\">\n\n<p class=\"wp-block-paragraph\">N\u00e3o. S\u00e3o dois documentos separados. <a href=\"https:\/\/www.vistoperitalia.it\/pt-br\/fianca-bancaria-visto\/\"><strong>A fidejuss\u00e3o garante os meios de subsist\u00eancia.<\/strong><\/a> <a href=\"https:\/\/www.vistoperitalia.it\/pt-br\/seguro-saude-estrangeiros\/\"><strong>O seguro de sa\u00fade deve garantir 30.000 euros<\/strong><\/a> para despesas m\u00e9dicas de urg\u00eancia. Voc\u00ea precisa providenciar ambos.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-c5eb74eb gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-115bfcc5 gb-accordion__toggle\" id=\"gb-accordion-toggle-115bfcc5\"><span class=\"gb-button-text\"><strong><strong>Quanto custa contratar uma fidejuss\u00e3o securit\u00e1ria?<\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-d6306aa3\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-d6306aa3\">\n\n<p class=\"wp-block-paragraph\">O custo varia, mas em nosso site <a href=\"http:\/\/divistoperitalia.it\">vistoperitalia.it<\/a>  <strong>custa 110,00 Euros por 30 dias.<\/strong><\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-b5e9b4da gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-c129b8e9 gb-accordion__toggle\" id=\"gb-accordion-toggle-c129b8e9\"><span class=\"gb-button-text\"><strong><strong>O que acontece se eu n\u00e3o tiver contracheque?<\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-23daee35\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-23daee35\">\n\n<p class=\"wp-block-paragraph\">Se o Contratante n\u00e3o tiver renda comprov\u00e1vel, uma terceira pessoa pode atuar como &#8220;Avalista&#8221; (fiador) (familiar ou amigo com renda) que assina os documentos para apoiar o pedido.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-3cba053c gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-e0f7fbdb gb-accordion__toggle\" id=\"gb-accordion-toggle-e0f7fbdb\"><span class=\"gb-button-text\"><strong>Este decreto vale tamb\u00e9m para cidad\u00e3os europeus?<\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-7ff405d2\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-7ff405d2\">\n\n<p class=\"wp-block-paragraph\">N\u00e3o. O decreto flussi (decreto de fluxos migrat\u00f3rios) \u00e9 direcionado especificamente a trabalhadores n\u00e3o comunit\u00e1rios, ou seja, cidad\u00e3os de pa\u00edses fora da Uni\u00e3o Europeia. Os cidad\u00e3os europeus j\u00e1 t\u00eam liberdade de circula\u00e7\u00e3o e trabalho dentro da UE.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-3574c46a gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-193ebd56 gb-accordion__toggle\" id=\"gb-accordion-toggle-193ebd56\"><span class=\"gb-button-text\"><strong><strong>O texto da fidejuss\u00e3o deve ser em original?<\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-1e2be139\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-1e2be139\">\n\n<p class=\"wp-block-paragraph\">As Embaixadas exigem documentos assinados digitalmente. Muitas ag\u00eancias enviam o arquivo com assinatura digital, que tem validade jur\u00eddica e pode ser impresso.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-75c91d02 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-4bfb7175 gb-accordion__toggle\" id=\"gb-accordion-toggle-4bfb7175\"><span class=\"gb-button-text\"><strong><strong><strong>Posso contratar a fidejuss\u00e3o diretamente na R\u00fassia ou no pa\u00eds do convidado?<\/strong><\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-ed823c49\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-ed823c49\">\n\n<p class=\"wp-block-paragraph\">N\u00e3o. A fidejuss\u00e3o para o convite <strong>deve ser contratada na It\u00e1lia por quem convida<\/strong> (o cidad\u00e3o italiano ou residente) junto a um ente autorizado a operar na It\u00e1lia.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-e2afda0a gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-937a53ea gb-accordion__toggle\" id=\"gb-accordion-toggle-937a53ea\"><span class=\"gb-button-text\"><strong><strong><strong><strong>A fidejuss\u00e3o \u00e9 necess\u00e1ria tamb\u00e9m para o Visto de Estudos?<\/strong><\/strong><\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-dec23eae\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-dec23eae\">\n\n<p class=\"wp-block-paragraph\">Sim. Tamb\u00e9m para o visto de estudos \u00e9 necess\u00e1rio comprovar os meios de subsist\u00eancia. O texto e o valor mudam ligeiramente (validade geralmente de 12 meses para o ano letivo).<\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n<p class=\"gb-headline gb-headline-ee48baa2 gb-headline-text\">Com o nosso servi\u00e7o <strong>voc\u00ea obt\u00e9m <\/strong><a href=\"https:\/\/www.vistoperitalia.it\/pt-br\/fianca-bancaria-visto\/garantia-bancaria-visto-turistico-italia\/\"><strong>a Fidejuss\u00e3o Banc\u00e1ria<\/strong><\/a><strong> e <\/strong><a href=\"https:\/\/www.vistoperitalia.it\/pt-br\/seguro-saude-estrangeiros\/seguro-saude-visto-turistico-italia-schengen\/\"><strong>a Ap\u00f3lice de Sa\u00fade&nbsp; <\/strong><\/a><strong>em poucos passos<\/strong>, sem precisar abrir uma conta corrente e <strong>sem depositar dinheiro no banco.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ligue agora, nossos consultores est\u00e3o prontos para responder a todas as suas d\u00favidas gratuitamente:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:10px;margin-left:40px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:11px;}.kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{font-size:18px;}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-left:var(--global-kb-spacing-xxs, 0.5rem);column-gap:17px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list{grid-row-gap:12px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00 .kb-svg-icon-wrap{font-size:25px;}.kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{font-size:var(--global-kb-font-size-md, 1.25rem);line-height:1.5em;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items588_f1dd92-00 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-588_736a65-c0 .kt-svg-icon-list-single{font-size:25px !important;color:var(--global-color-8) !important;}.kt-svg-icon-list-item-588_736a65-c0 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-588_736a65-c0 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fa_whatsapp kt-svg-icon-list-single\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M380.9 97.1C339 55.1 283.2 32 223.9 32c-122.4 0-222 99.6-222 222 0 39.1 10.2 77.3 29.6 111L0 480l117.7-30.9c32.4 17.7 68.9 27 106.1 27h.1c122.3 0 224.1-99.6 224.1-222 0-59.3-25.2-115-67.1-157zm-157 341.6c-33.2 0-65.7-8.9-94-25.7l-6.7-4-69.8 18.3L72 359.2l-4.4-7c-18.5-29.4-28.2-63.3-28.2-98.2 0-101.7 82.8-184.5 184.6-184.5 49.3 0 95.6 19.2 130.4 54.1 34.8 34.9 56.2 81.2 56.1 130.5 0 101.8-84.9 184.6-186.6 184.6zm101.2-138.2c-5.5-2.8-32.8-16.2-37.9-18-5.1-1.9-8.8-2.8-12.5 2.8-3.7 5.6-14.3 18-17.6 21.8-3.2 3.7-6.5 4.2-12 1.4-32.6-16.3-54-29.1-75.5-66-5.7-9.8 5.7-9.1 16.3-30.3 1.8-3.7.9-6.9-.5-9.7-1.4-2.8-12.5-30.1-17.1-41.2-4.5-10.8-9.1-9.3-12.5-9.5-3.2-.2-6.9-.2-10.6-.2-3.7 0-9.7 1.4-14.8 6.9-5.1 5.6-19.4 19-19.4 46.3 0 27.3 19.9 53.7 22.6 57.4 2.8 3.7 39.1 59.7 94.8 83.8 35.2 15.2 49 16.5 66.6 13.9 10.7-1.6 32.8-13.4 37.4-26.4 4.6-13 4.6-24.1 3.2-26.4-1.3-2.5-5-3.9-10.5-6.6z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Scrivi: \u00a0<a href=\"https:\/\/wa.me\/393397150157?text=Vistoperitalia.it,%20richiedo%20informazioni%20su:\">WhatsApp:\u00a0 +39 339 7150157<\/a><\/strong><\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-588_81b78a-64 .kt-svg-icon-list-single{font-size:20px !important;color:var(--global-color-8) !important;}.kt-svg-icon-list-item-588_81b78a-64 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-588_81b78a-64 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_phone kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 16.92v3a2 2 0 0 1-2.18 2 19.79 19.79 0 0 1-8.63-3.07 19.5 19.5 0 0 1-6-6 19.79 19.79 0 0 1-3.07-8.67A2 2 0 0 1 4.11 2h3a2 2 0 0 1 2 1.72 12.84 12.84 0 0 0 .7 2.81 2 2 0 0 1-.45 2.11L8.09 9.91a16 16 0 0 0 6 6l1.27-1.27a2 2 0 0 1 2.11-.45 12.84 12.84 0 0 0 2.81.7A2 2 0 0 1 22 16.92z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Chiama subito: <a href=\"tel:+3902667124.17\"><strong>+39.02.667.124.17<\/strong><\/a> o <a href=\"tel:+39055285313\"><strong>+39.055.28.53.13<\/strong><\/a><\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-588_ca9fad-49 .kt-svg-icon-list-single{font-size:20px !important;color:var(--global-color-8) !important;}.kt-svg-icon-list-item-588_ca9fad-49 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-588_ca9fad-49 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_mail kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M4 4h16c1.1 0 2 .9 2 2v12c0 1.1-.9 2-2 2H4c-1.1 0-2-.9-2-2V6c0-1.1.9-2 2-2z\"\/><polyline points=\"22,6 12,13 2,6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Email: <a href=\"mailto:info@vistoperitalia.it\"><strong>info@vistoperitalia.it<\/strong><\/a><\/span><\/li>\n<\/ul><\/div>\n\n\n<div class=\"gb-container gb-container-465ab27b\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-270ae49e\">\n<div class=\"gb-grid-column gb-grid-column-3873761c\"><div class=\"gb-container gb-container-3873761c\">\n<style>.kb-image8413_cfed85-05 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image8413_cfed85-05 size-full\"><img decoding=\"async\" width=\"800\" height=\"405\" src=\"https:\/\/www.vistoperitalia.it\/wp-content\/uploads\/2025\/03\/recensioni-google.png\" alt=\"\" class=\"kb-img wp-image-7043\" srcset=\"https:\/\/www.vistoperitalia.it\/wp-content\/uploads\/2025\/03\/recensioni-google.png 800w, 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mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading8413_a8fdad-5c img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading8413_a8fdad-5c[data-kb-block=\"kb-adv-heading8413_a8fdad-5c\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading8413_a8fdad-5c wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading8413_a8fdad-5c\"><a href=\"https:\/\/www.vistoperitalia.it\/testimonianze\/\"><strong>Curioso di sapere come lavoriamo? Dai un\u2019occhiata alle recensioni su Google e scopri le esperienze dei nostri clienti.<\/strong><\/a><\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n<h2 class=\"gb-headline gb-headline-ba93ab85 gb-headline-text\">O que fazer se o visto de turismo for recusado? Gest\u00e3o da Fidejuss\u00e3o e Nova Solicita\u00e7\u00e3o<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Receber um &#8220;N\u00e3o&#8221; da Embaixada ou do Consulado \u00e9 um momento dif\u00edcil. Voc\u00ea preparou os documentos, pagou a fidejuss\u00e3o, esperou e, mesmo assim, o <strong>Visto de Turismo foi recusado<\/strong>. Al\u00e9m da decep\u00e7\u00e3o, surge imediatamente um problema pr\u00e1tico e financeiro: <strong>o que acontece com o dinheiro da fidejuss\u00e3o banc\u00e1ria ou securit\u00e1ria que voc\u00ea j\u00e1 contratou?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Este guia explica exatamente o que acontece com a sua garantia financeira em caso de indeferimento e como agir para n\u00e3o perder todo o seu investimento, com base nas normas e nos contratos padr\u00e3o utilizados pelas institui\u00e7\u00f5es financeiras.<\/p>\n\n\n\n<h3 class=\"gb-headline gb-headline-5f8c6a32 gb-headline-text\"><strong>O PRIMEIRO PASSO: ENTENDER POR QUE FOI RECUSADO<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Antes de se preocupar com o dinheiro, \u00e9 preciso ler o motivo da recusa. Mesmo tendo apresentado a fidejuss\u00e3o, o visto pode ser negado.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As fontes indicam que o motivo mais frequente, mesmo havendo garantias econ\u00f4micas, \u00e9 o <strong>risco migrat\u00f3rio<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022 <strong>O caso do emprego inexistente:<\/strong> Se o convidado n\u00e3o tiver um emprego est\u00e1vel em seu pa\u00eds de origem (ex.: Tun\u00edsia), o Consulado pode recusar o visto com a justificativa: <em>&#8220;n\u00e3o h\u00e1 certeza de que retornar\u00e1 ap\u00f3s o vencimento do visto&#8221;<\/em>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022 <strong>Meios insuficientes:<\/strong> Por vezes, a recusa ocorre porque, apesar da fidejuss\u00e3o, n\u00e3o foram comprovados outros requisitos ou a documenta\u00e7\u00e3o estava incompleta.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Uma vez recebida a notifica\u00e7\u00e3o de recusa (o provvedimento ufficiale, ato administrativo oficial), voc\u00ea deve agir imediatamente para gerir a fidejuss\u00e3o.<\/p>\n\n\n\n<h3 class=\"gb-headline gb-headline-4d0914c6 gb-headline-text\"><strong>O QUE ACONTECE COM A FIDEJUSS\u00c3O?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Se voc\u00ea contratou uma ap\u00f3lice com uma sociedade financeira ou securit\u00e1ria pagando um pr\u00eamio (ex.: 110 ou 135 euros) sem bloquear dinheiro em conta, a situa\u00e7\u00e3o \u00e9 diferente.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>H\u00e1 previs\u00e3o de reembolso do pr\u00eamio pago?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Geralmente N\u00c3O.<\/strong> As condi\u00e7\u00f5es contratuais s\u00e3o claras: <em>&#8220;em caso de n\u00e3o concess\u00e3o do visto N\u00c3O haver\u00e1 [&#8230;] qualquer reembolso dos custos incorridos&#8221;<\/em>. O motivo \u00e9 t\u00e9cnico: a ag\u00eancia prestou o seu servi\u00e7o (emitir a garantia e assumir o risco). O fato de a Embaixada dizer n\u00e3o \u00e9 uma decis\u00e3o que n\u00e3o depende da seguradora.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A &#8220;Cl\u00e1usula de Salvaguarda&#8221;: Desconto de 50%<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Contudo, analisando contratos espec\u00edficos (como o da Finanziaria Romana citado nas fontes), existe uma sa\u00edda para quem deseja tentar novamente.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">O <strong>Artigo 6<\/strong> de alguns contratos prev\u00ea a faculdade de solicitar a emiss\u00e3o de um <strong>novo ato de fidejuss\u00e3o<\/strong> em condi\u00e7\u00f5es facilitadas caso o primeiro visto tenha sido negado.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Como funciona o benef\u00edcio:<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022 <strong>Custo:<\/strong> Voc\u00ea paga apenas <strong>50%<\/strong> do pre\u00e7o inicial pela nova ap\u00f3lice.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022 <strong>Prazo:<\/strong> A solicita\u00e7\u00e3o deve ser feita dentro de <strong>30 dias<\/strong> a partir da data de in\u00edcio de vig\u00eancia da primeira ap\u00f3lice.<\/p>\n\n\n\n\n<p class=\"wp-block-paragraph\">\u2022 <strong>Documentos:<\/strong> Voc\u00ea deve enviar o <strong>formul\u00e1rio oficial de recusa<\/strong> (a folha de nega\u00e7\u00e3o) emitido pela Embaixada ou Consulado.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022 <strong>Condi\u00e7\u00e3o:<\/strong> O formul\u00e1rio de recusa deve ser enviado dentro de 15 dias a partir da data em que foi emitido.<\/p>\n\n\n\n<h3 class=\"gb-headline gb-headline-72cfa24e gb-headline-text\"><strong>POSSO REUTILIZAR A GARANTIA BANC\u00c1RIA ANTIGA?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Muitos usu\u00e1rios perguntam: <em>&#8220;Tenho uma garantia banc\u00e1ria (fian\u00e7a\/garantia banc\u00e1ria) j\u00e1 emitida, o visto foi recusado ou venceu, posso us\u00e1-la para uma nova solicita\u00e7\u00e3o?&#8221;<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A resposta das fontes \u00e9 <strong>N\u00c3O<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022 A ap\u00f3lice perde sua efic\u00e1cia ao vencer ou se a entrada n\u00e3o ocorrer nos prazos previstos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022 N\u00e3o \u00e9 poss\u00edvel &#8220;reciclar&#8221; o documento f\u00edsico ou digital antigo para um novo processo que ter\u00e1 datas de viagem diferentes. \u00c9 necess\u00e1rio contratar uma nova (aproveitando eventualmente o desconto de 50%, se previsto no contrato).<\/p>\n\n\n\n<h3 class=\"gb-headline gb-headline-e56fb62c gb-headline-text\"><strong>CHECKLIST: O QUE FAZER IMEDIATAMENTE AP\u00d3S A RECUSA<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Se o visto foi negado, siga este procedimento passo a passo com base nas diretrizes contratuais:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1. <strong>Obtenha o Formul\u00e1rio de Recusa:<\/strong> Solicite imediatamente ao convidado o scan leg\u00edvel do documento oficial de nega\u00e7\u00e3o emitido pelo Consulado. Deve constar a data e a assinatura.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2. <strong>Verifique a Data:<\/strong> Confira a data da recusa. Voc\u00ea tem prazos curtos (frequentemente 15 ou 30 dias) para acionar as cl\u00e1usulas de benef\u00edcio.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">3. <strong>Contate a Ag\u00eancia\/Financeira:<\/strong> Envie uma carta registrada ou uma PEC (conforme indicado no Art. 7 dos contratos) com o formul\u00e1rio de recusa para verificar a possibilidade de emitir uma nova ap\u00f3lice a custo reduzido.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">4. <strong>Se quiser tentar novamente:<\/strong> Caso pretenda apresentar uma nova solicita\u00e7\u00e3o, lembre-se de que precisar\u00e1 alterar as datas. A nova garantia banc\u00e1ria dever\u00e1 cobrir o novo per\u00edodo de viagem solicitado.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">5. <strong>Se n\u00e3o quiser tentar novamente (Banco):<\/strong> Caso tenha uma garantia banc\u00e1ria, arme-se de paci\u00eancia. Os valores retornar\u00e3o \u00e0 conta somente ap\u00f3s o transcurso do prazo t\u00e9cnico de validade da garantia (frequentemente 6 meses + 180 dias de seguran\u00e7a).<\/p>\n\n\n\n<h2 class=\"gb-headline gb-headline-53357331 gb-headline-text\"><strong>ERROS A N\u00c3O REPETIR NA NOVA SOLICITA\u00c7\u00c3O<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Se decidir refazer a solicita\u00e7\u00e3o e a nova garantia banc\u00e1ria, certifique-se de n\u00e3o cometer os erros que podem ter causado o problema, verificando a conformidade com a <strong>Diretiva de 1\u00b0 de Mar\u00e7o de 2000<\/strong> (Diretiva 1\u00b0 Marzo 2000).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022 <strong>Valor Correto:<\/strong> Verifique se o valor garantido cobre exatamente os dias solicitados.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;&nbsp;&nbsp;&nbsp;\u25e6 1-5 dias: <strong>269,60 euros<\/strong> (valor fixo)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;&nbsp;&nbsp;&nbsp;\u25e6 6-10 dias: <strong>44,93 euros<\/strong> por dia<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;&nbsp;&nbsp;&nbsp;\u25e6 11-20 dias: <strong>51,64 euros<\/strong> (fixo) + <strong>36,67 euros<\/strong> por dia<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;&nbsp;&nbsp;&nbsp;\u25e6 Acima de 20 dias: <strong>206,58 euros<\/strong> (fixo) + <strong>27,89 euros<\/strong> por dia.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022 <strong>Dura\u00e7\u00e3o Coerente:<\/strong> Se voc\u00ea solicitar 90 dias, a garantia banc\u00e1ria deve cobrir 90 dias. Lembre-se de que a dura\u00e7\u00e3o m\u00e1xima para turismo \u00e9 de 90 dias.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1003_f834fe-45, .wp-block-kadence-advancedheading.kt-adv-heading1003_f834fe-45[data-kb-block=\"kb-adv-heading1003_f834fe-45\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1003_f834fe-45 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1003_f834fe-45[data-kb-block=\"kb-adv-heading1003_f834fe-45\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1003_f834fe-45 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1003_f834fe-45[data-kb-block=\"kb-adv-heading1003_f834fe-45\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading1003_f834fe-45 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1003_f834fe-45\"><strong>FAQ &#8211; PERGUNTAS FREQUENTES SOBRE A RECUSA<\/strong><\/h2>\n\n\n<div class=\"gb-container gb-container-e3d4f1ba gb-accordion\">\n<div class=\"gb-container gb-container-ff1a1431 gb-accordion__item gb-accordion__item-open\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-29607c40 gb-accordion__toggle gb-block-is-current\" id=\"gb-accordion-toggle-29607c40\"><span class=\"gb-button-text\"><strong><strong>O pr\u00eamio da Garantia Banc\u00e1ria \u00e9 devolvido se o visto for negado?<\/strong> <\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-a570fd99\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-a570fd99\">\n\n<p class=\"wp-block-paragraph\"><strong>N\u00e3o,<\/strong> os contratos especificam que n\u00e3o h\u00e1 reembolso porque o servi\u00e7o de emiss\u00e3o foi prestado e o risco foi assumido. O resultado do visto \u00e9 uma decis\u00e3o discricion\u00e1ria da Embaixada.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-bdf6637b gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-1dda5f59 gb-accordion__toggle\" id=\"gb-accordion-toggle-1dda5f59\"><span class=\"gb-button-text\"><strong><strong>Posso recorrer contra a recusa?<\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-3da91369\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-3da91369\">\n\n<p class=\"wp-block-paragraph\"> As fontes indicam que \u00e9 poss\u00edvel realizar uma nova solicita\u00e7\u00e3o de visto se as condi\u00e7\u00f5es mudarem ou forem esclarecidas, mas n\u00e3o detalham os procedimentos legais de recurso (TAR\/Tribunais) al\u00e9m da possibilidade de reapresentar a solicita\u00e7\u00e3o com nova documenta\u00e7\u00e3o.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-20d4cfb6 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-8b53d83b gb-accordion__toggle\" id=\"gb-accordion-toggle-8b53d83b\"><span class=\"gb-button-text\"><strong><strong>Por quanto tempo vale minha garantia banc\u00e1ria se n\u00e3o a utilizar?<\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-aa9e1fad\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-aa9e1fad\">\n\n<p class=\"wp-block-paragraph\">A garantia banc\u00e1ria tem geralmente <strong>uma validade de 6 meses.<\/strong> Se n\u00e3o for executada (ou seja, se o Estado n\u00e3o solicitar os valores), o dep\u00f3sito banc\u00e1rio \u00e9 liberado ap\u00f3s um per\u00edodo de seguran\u00e7a que pode chegar ao dobro da dura\u00e7\u00e3o da garantia.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-606251c9 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-106525db gb-accordion__toggle\" id=\"gb-accordion-toggle-106525db\"><span class=\"gb-button-text\"><strong><strong>O que devo enviar para obter o desconto na nova ap\u00f3lice?<\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-8fb7bf5b\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-8fb7bf5b\">\n\n<p class=\"wp-block-paragraph\">Voc\u00ea deve enviar o &#8220;formul\u00e1rio oficial de recusa&#8221; datado e assinado pelo \u00d3rg\u00e3o competente (Consulado\/Embaixada) dentro de 15 dias da sua emiss\u00e3o, juntamente com a solicita\u00e7\u00e3o de emiss\u00e3o do novo documento.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-9d69a715 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-3e6085d2 gb-accordion__toggle\" id=\"gb-accordion-toggle-3e6085d2\"><span class=\"gb-button-text\"><strong><strong>Se o visto for recusado, o seguro sa\u00fade ainda \u00e9 necess\u00e1rio?<\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-381c666d\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-381c666d\">\n\n<p class=\"wp-block-paragraph\">N\u00e3o, o seguro sa\u00fade cobre despesas m\u00e9dicas durante a estadia. Se a estadia n\u00e3o ocorrer, a ap\u00f3lice n\u00e3o \u00e9 necess\u00e1ria, mas tamb\u00e9m neste caso o reembolso do pr\u00eamio depende das cl\u00e1usulas espec\u00edficas da seguradora (frequentemente n\u00e3o reembols\u00e1vel, assim como a garantia banc\u00e1ria).<\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-9fb0c703\">\n\n<p class=\"has-text-align-left wp-block-paragraph\"><strong>DOCUMENTOS<\/strong><\/p>\n\n\n<div class=\"gb-grid-wrapper gb-grid-wrapper-b9745ecb\">\n<div class=\"gb-grid-column gb-grid-column-a921b048\"><div class=\"gb-container gb-container-a921b048\">\n\n<p class=\"gb-headline gb-headline-7d98d9fc\"><span class=\"gb-icon\"><svg viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M208 48L96 48c-8.8 0-16 7.2-16 16l0 384c0 8.8 7.2 16 16 16l80 0 0 48-80 0c-35.3 0-64-28.7-64-64L32 64C32 28.7 60.7 0 96 0L229.5 0c17 0 33.3 6.7 45.3 18.7L397.3 141.3c12 12 18.7 28.3 18.7 45.3l0 149.5-48 0 0-128-88 0c-39.8 0-72-32.2-72-72l0-88zM348.1 160L256 67.9 256 136c0 13.3 10.7 24 24 24l68.1 0zM240 380l32 0c33.1 0 60 26.9 60 60s-26.9 60-60 60l-12 0 0 28c0 11-9 20-20 20s-20-9-20-20l0-128c0-11 9-20 20-20zm32 80c11 0 20-9 20-20s-9-20-20-20l-12 0 0 40 12 0zm96-80l32 0c28.7 0 52 23.3 52 52l0 64c0 28.7-23.3 52-52 52l-32 0c-11 0-20-9-20-20l0-128c0-11 9-20 20-20zm32 128c6.6 0 12-5.4 12-12l0-64c0-6.6-5.4-12-12-12l-12 0 0 88 12 0zm76-108c0-11 9-20 20-20l48 0c11 0 20 9 20 20s-9 20-20 20l-28 0 0 24 28 0c11 0 20 9 20 20s-9 20-20 20l-28 0 0 44c0 11-9 20-20 20s-20-9-20-20l0-128z\"><\/path><\/svg><\/span><span class=\"gb-headline-text\"><a href=\"https:\/\/www.italiafideiussioni.it\/wp-content\/uploads\/2021\/05\/Diritti-del-Cliente-Finanziaria-Romana.pdf\">Direitos do cliente<\/a><\/span><\/p>\n\n\n\n<p class=\"gb-headline gb-headline-0c25116b\"><span class=\"gb-icon\"><svg viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M208 48L96 48c-8.8 0-16 7.2-16 16l0 384c0 8.8 7.2 16 16 16l80 0 0 48-80 0c-35.3 0-64-28.7-64-64L32 64C32 28.7 60.7 0 96 0L229.5 0c17 0 33.3 6.7 45.3 18.7L397.3 141.3c12 12 18.7 28.3 18.7 45.3l0 149.5-48 0 0-128-88 0c-39.8 0-72-32.2-72-72l0-88zM348.1 160L256 67.9 256 136c0 13.3 10.7 24 24 24l68.1 0zM240 380l32 0c33.1 0 60 26.9 60 60s-26.9 60-60 60l-12 0 0 28c0 11-9 20-20 20s-20-9-20-20l0-128c0-11 9-20 20-20zm32 80c11 0 20-9 20-20s-9-20-20-20l-12 0 0 40 12 0zm96-80l32 0c28.7 0 52 23.3 52 52l0 64c0 28.7-23.3 52-52 52l-32 0c-11 0-20-9-20-20l0-128c0-11 9-20 20-20zm32 128c6.6 0 12-5.4 12-12l0-64c0-6.6-5.4-12-12-12l-12 0 0 88 12 0zm76-108c0-11 9-20 20-20l48 0c11 0 20 9 20 20s-9 20-20 20l-28 0 0 24 28 0c11 0 20 9 20 20s-9 20-20 20l-28 0 0 44c0 11-9 20-20 20s-20-9-20-20l0-128z\"><\/path><\/svg><\/span><span class=\"gb-headline-text\"><a href=\"https:\/\/www.italiafideiussioni.it\/wp-content\/uploads\/2021\/05\/Contratto-Fideiussione-Visto-Turismo.pdf\">Contrato de garantia banc\u00e1ria visto turismo<\/a><\/span><\/p>\n\n\n\n<p class=\"gb-headline gb-headline-5a5ec962\"><span class=\"gb-icon\"><svg viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M208 48L96 48c-8.8 0-16 7.2-16 16l0 384c0 8.8 7.2 16 16 16l80 0 0 48-80 0c-35.3 0-64-28.7-64-64L32 64C32 28.7 60.7 0 96 0L229.5 0c17 0 33.3 6.7 45.3 18.7L397.3 141.3c12 12 18.7 28.3 18.7 45.3l0 149.5-48 0 0-128-88 0c-39.8 0-72-32.2-72-72l0-88zM348.1 160L256 67.9 256 136c0 13.3 10.7 24 24 24l68.1 0zM240 380l32 0c33.1 0 60 26.9 60 60s-26.9 60-60 60l-12 0 0 28c0 11-9 20-20 20s-20-9-20-20l0-128c0-11 9-20 20-20zm32 80c11 0 20-9 20-20s-9-20-20-20l-12 0 0 40 12 0zm96-80l32 0c28.7 0 52 23.3 52 52l0 64c0 28.7-23.3 52-52 52l-32 0c-11 0-20-9-20-20l0-128c0-11 9-20 20-20zm32 128c6.6 0 12-5.4 12-12l0-64c0-6.6-5.4-12-12-12l-12 0 0 88 12 0zm76-108c0-11 9-20 20-20l48 0c11 0 20 9 20 20s-9 20-20 20l-28 0 0 24 28 0c11 0 20 9 20 20s-9 20-20 20l-28 0 0 44c0 11-9 20-20 20s-20-9-20-20l0-128z\"><\/path><\/svg><\/span><span class=\"gb-headline-text\"><a href=\"https:\/\/www.italiafideiussioni.it\/wp-content\/uploads\/2021\/05\/GUIDA-ARBITRATO-BANCARIO-F_FIRO.pdf\">Guia de arbitragem banc\u00e1ria<\/a><\/span><\/p>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-5b4ec30e\"><div class=\"gb-container gb-container-5b4ec30e\">\n\n<p class=\"gb-headline gb-headline-0429a450\"><span class=\"gb-icon\"><svg viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M208 48L96 48c-8.8 0-16 7.2-16 16l0 384c0 8.8 7.2 16 16 16l80 0 0 48-80 0c-35.3 0-64-28.7-64-64L32 64C32 28.7 60.7 0 96 0L229.5 0c17 0 33.3 6.7 45.3 18.7L397.3 141.3c12 12 18.7 28.3 18.7 45.3l0 149.5-48 0 0-128-88 0c-39.8 0-72-32.2-72-72l0-88zM348.1 160L256 67.9 256 136c0 13.3 10.7 24 24 24l68.1 0zM240 380l32 0c33.1 0 60 26.9 60 60s-26.9 60-60 60l-12 0 0 28c0 11-9 20-20 20s-20-9-20-20l0-128c0-11 9-20 20-20zm32 80c11 0 20-9 20-20s-9-20-20-20l-12 0 0 40 12 0zm96-80l32 0c28.7 0 52 23.3 52 52l0 64c0 28.7-23.3 52-52 52l-32 0c-11 0-20-9-20-20l0-128c0-11 9-20 20-20zm32 128c6.6 0 12-5.4 12-12l0-64c0-6.6-5.4-12-12-12l-12 0 0 88 12 0zm76-108c0-11 9-20 20-20l48 0c11 0 20 9 20 20s-9 20-20 20l-28 0 0 24 28 0c11 0 20 9 20 20s-9 20-20 20l-28 0 0 44c0 11-9 20-20 20s-20-9-20-20l0-128z\"><\/path><\/svg><\/span><span class=\"gb-headline-text\"><a href=\"https:\/\/www.italiafideiussioni.it\/wp-content\/uploads\/2021\/05\/Informativa-Privacy-Finanziaria-Romana03-2019.pdf\">Aviso de Privacidade<\/a><\/span><\/p>\n\n\n\n<p class=\"gb-headline gb-headline-e88d122c\"><span class=\"gb-icon\"><svg viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M208 48L96 48c-8.8 0-16 7.2-16 16l0 384c0 8.8 7.2 16 16 16l80 0 0 48-80 0c-35.3 0-64-28.7-64-64L32 64C32 28.7 60.7 0 96 0L229.5 0c17 0 33.3 6.7 45.3 18.7L397.3 141.3c12 12 18.7 28.3 18.7 45.3l0 149.5-48 0 0-128-88 0c-39.8 0-72-32.2-72-72l0-88zM348.1 160L256 67.9 256 136c0 13.3 10.7 24 24 24l68.1 0zM240 380l32 0c33.1 0 60 26.9 60 60s-26.9 60-60 60l-12 0 0 28c0 11-9 20-20 20s-20-9-20-20l0-128c0-11 9-20 20-20zm32 80c11 0 20-9 20-20s-9-20-20-20l-12 0 0 40 12 0zm96-80l32 0c28.7 0 52 23.3 52 52l0 64c0 28.7-23.3 52-52 52l-32 0c-11 0-20-9-20-20l0-128c0-11 9-20 20-20zm32 128c6.6 0 12-5.4 12-12l0-64c0-6.6-5.4-12-12-12l-12 0 0 88 12 0zm76-108c0-11 9-20 20-20l48 0c11 0 20 9 20 20s-9 20-20 20l-28 0 0 24 28 0c11 0 20 9 20 20s-9 20-20 20l-28 0 0 44c0 11-9 20-20 20s-20-9-20-20l0-128z\"><\/path><\/svg><\/span><span class=\"gb-headline-text\"> <a href=\"https:\/\/www.italiafideiussioni.it\/wp-content\/uploads\/2022\/05\/3_148_FI-per-Agenti_-Ingresso-cittadini-extra-UE-n.-25.2_-dal-01.01.201.pdf\">Folha informativa<\/a><\/span><\/p>\n\n\n\n<p class=\"gb-headline gb-headline-8567f1eb\"><span class=\"gb-icon\"><svg viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M419.5 96c-16.6 0-32.7 4.5-46.8 12.7-15.8-16-34.2-29.4-54.5-39.5 28.2-24 64.1-37.2 101.3-37.2 86.4 0 156.5 70 156.5 156.5 0 41.5-16.5 81.3-45.8 110.6l-71.1 71.1c-29.3 29.3-69.1 45.8-110.6 45.8-86.4 0-156.5-70-156.5-156.5 0-1.5 0-3 .1-4.5 .5-17.7 15.2-31.6 32.9-31.1s31.6 15.2 31.1 32.9c0 .9 0 1.8 0 2.6 0 51.1 41.4 92.5 92.5 92.5 24.5 0 48-9.7 65.4-27.1l71.1-71.1c17.3-17.3 27.1-40.9 27.1-65.4 0-51.1-41.4-92.5-92.5-92.5zM275.2 173.3c-1.9-.8-3.8-1.9-5.5-3.1-12.6-6.5-27-10.2-42.1-10.2-24.5 0-48 9.7-65.4 27.1L91.1 258.2c-17.3 17.3-27.1 40.9-27.1 65.4 0 51.1 41.4 92.5 92.5 92.5 16.5 0 32.6-4.4 46.7-12.6 15.8 16 34.2 29.4 54.6 39.5-28.2 23.9-64 37.2-101.3 37.2-86.4 0-156.5-70-156.5-156.5 0-41.5 16.5-81.3 45.8-110.6l71.1-71.1c29.3-29.3 69.1-45.8 110.6-45.8 86.6 0 156.5 70.6 156.5 156.9 0 1.3 0 2.6 0 3.9-.4 17.7-15.1 31.6-32.8 31.2s-31.6-15.1-31.2-32.8c0-.8 0-1.5 0-2.3 0-33.7-18-63.3-44.8-79.6z\"><\/path><\/svg><\/span><span class=\"gb-headline-text\"> <a href=\"https:\/\/www.bancaditalia.it\/compiti\/vigilanza\/compiti-vigilanza\/tegm\/index.html\">Taxas efetivas globais m\u00e9dias (TEGM)<\/a><\/span><\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n","protected":false},"excerpt":{"rendered":"<p>A garantia banc\u00e1ria para visto de turismo \u00e9 um documento oficial indispens\u00e1vel para quem deseja receber um cidad\u00e3o estrangeiro na It\u00e1lia. N\u00e3o se trata de uma mera formalidade:&nbsp; \u00e9 uma garantia econ\u00f4mica exigida por lei (Diretiva do Minist\u00e9rio do Interior de 1\/3\/2000) que serve para demonstrar \u00e0 Embaixada que o visitante possui os recursos financeiros &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Garantia Banc\u00e1ria para Visto de Turismo: o que diz o texto da garantia?\" class=\"read-more button\" href=\"https:\/\/www.vistoperitalia.it\/pt-br\/garantia-bancaria-visto-turismo-texto-clausulas\/#more-14760\" aria-label=\"Read more about Garantia Banc\u00e1ria para Visto de Turismo: o que diz o texto da garantia?\">Leggi tutto<\/a><\/p>\n","protected":false},"author":2,"featured_media":862,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","footnotes":""},"categories":[139,140],"tags":[],"class_list":["post-14760","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-garantia-bancaria-para-visto","category-noticias-vistos-para-italia"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Texto da Garantia Banc\u00e1ria para Visto de Turismo: 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