{"id":15403,"date":"2023-02-12T16:28:52","date_gmt":"2023-02-12T15:28:52","guid":{"rendered":"https:\/\/www.vistoperitalia.it\/?p=15403"},"modified":"2023-02-12T16:28:52","modified_gmt":"2023-02-12T15:28:52","slug":"italya-ogrenci-vizesi-saglik-sigortasi","status":"publish","type":"post","link":"https:\/\/www.vistoperitalia.it\/tr\/italya-ogrenci-vizesi-saglik-sigortasi\/","title":{"rendered":"\u0130talya \u00d6\u011frenci Vizesi i\u00e7in Do\u011fru Sa\u011fl\u0131k Sigortas\u0131n\u0131 Se\u00e7mek: G\u00f6z \u00d6n\u00fcnde Bulundurulmas\u0131 Gereken \u00d6nemli Fakt\u00f6rler"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0130talya \u00d6\u011frenci Vizesi i\u00e7in Sa\u011fl\u0131k Sigortas\u0131: Nedir, Ne \u0130\u015fe Yarar ve Neden Zorunludur?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130talya, yurt d\u0131\u015f\u0131nda akademik kariyerlerini s\u00fcrd\u00fcrmek isteyen uluslararas\u0131 \u00f6\u011frencilerin en \u00e7ok tercih etti\u011fi destinasyonlar\u0131n ba\u015f\u0131nda gelmektedir. Ancak AB d\u0131\u015f\u0131 \u00fclke vatanda\u015f\u0131 \u00f6\u011frenciler i\u00e7in \u00f6\u011frenci vizesi al\u0131nmas\u0131, yeterli bir sa\u011fl\u0131k sigortas\u0131 yapt\u0131rmak da dahil olmak \u00fczere baz\u0131 zorunlu ko\u015fullar\u0131n kar\u015f\u0131lanmas\u0131n\u0131 gerektirmektedir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00d6\u011frenci vizesi i\u00e7in sa\u011fl\u0131k sigortas\u0131 tam olarak nedir? \u0130talya&#8217;daki kal\u0131\u015f s\u00fcresince \u00f6\u011frencilere t\u0131bbi g\u00fcvence sa\u011flayan ve beklenmedik sa\u011fl\u0131k harcamalar\u0131na kar\u015f\u0131 koruma sunan zorunlu bir poli\u00e7edir (polizza \u2014 sigorta s\u00f6zle\u015fmesi). Bu sigorta yaln\u0131zca gerekti\u011finde t\u0131bbi hizmetlere eri\u015fimi kolayla\u015ft\u0131rmakla kalmaz; ayn\u0131 zamanda vize al\u0131nmas\u0131 ve \u00fclkedeki yasal ikamet stat\u00fcs\u00fcn\u00fcn korunmas\u0131 i\u00e7in de temel bir gerekliliktir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sa\u011fl\u0131k sigortas\u0131n\u0131n rol\u00fcn\u00fc anlamak, \u0130talya&#8217;da g\u00fcvenli ve endi\u015fesiz bir \u00f6\u011frenim deneyimi i\u00e7in kritik \u00f6nem ta\u015f\u0131maktad\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>An\u0131nda fiyat teklifi almak<\/strong> i\u00e7in bizi aray\u0131n:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Tel. +39 055 28.53.13 &nbsp; \u2013&nbsp; Tel.&nbsp; +39 02 667.124.17<\/strong>&nbsp; <strong>E-posta: <\/strong><strong>info@vistoperitalia.it<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/wa.me\/+393397150157\"> <strong>WhatsApp +39 339.71.50.157<\/strong><\/a> \u00fczerinden mesaj g\u00f6nderin; \u00e7al\u0131\u015fma saatleri i\u00e7inde <strong>5 dakika<\/strong> i\u00e7inde yan\u0131tlayaca\u011f\u0131z.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a href=\"https:\/\/www.vistoperitalia.it\/testimonianze\/\"><strong>Her g\u00fcn ald\u0131\u011f\u0131m\u0131z \u00e7ok say\u0131da yorumu okuyun; nas\u0131l \u00e7al\u0131\u015ft\u0131\u011f\u0131m\u0131z\u0131, m\u00fc\u015fterilerimizin memnuniyetini ve ciddiyetimizi kolayca g\u00f6receksiniz<\/strong><\/a>&nbsp;<\/h2>\n\n\n<style>.kb-image1238_2f343b-a7 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image1238_2f343b-a7 size-full\"><img decoding=\"async\" width=\"768\" height=\"316\" src=\"https:\/\/www.vistoperitalia.it\/wp-content\/uploads\/2022\/12\/google-review-logo-768x316-1.png\" alt=\"google review recensioni a 5 stelle\" class=\"kb-img wp-image-1027\" srcset=\"https:\/\/www.vistoperitalia.it\/wp-content\/uploads\/2022\/12\/google-review-logo-768x316-1.png 768w, https:\/\/www.vistoperitalia.it\/wp-content\/uploads\/2022\/12\/google-review-logo-768x316-1-300x123.png 300w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0130talya&#8217;daki AB D\u0131\u015f\u0131 \u00d6\u011frenciler i\u00e7in Sa\u011fl\u0131k Sigortas\u0131: Ne De\u011fi\u015fti?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">1 Ocak 2024 itibar\u0131yla \u0130talya&#8217;daki AB d\u0131\u015f\u0131 \u00f6\u011frencilerin Ulusal Sa\u011fl\u0131k Hizmetleri&#8217;ne (SSN \u2014 Servizio Sanitario Nazionale) kayd\u0131na ili\u015fkin mevzuatta \u00f6nemli bir de\u011fi\u015fiklik yap\u0131lm\u0131\u015ft\u0131r: <strong>y\u0131ll\u0131k katk\u0131 pay\u0131 149,97 Euro&#8217;dan 700 Euro&#8217;ya y\u00fckseltilmi\u015ftir.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bakmakla y\u00fck\u00fcml\u00fc oldu\u011fu aile \u00fcyesi bulunan \u00f6\u011frenciler i\u00e7in maliyet y\u0131lda 2.000 Euro&#8217;ya \u00e7\u0131km\u0131\u015ft\u0131r. Bu de\u011fi\u015fiklik, \u0130talya&#8217;da \u00f6\u011frenim amac\u0131yla ikamet eden ve SSN&#8217;e zorunlu kay\u0131t hakk\u0131na sahip olmayan herkesi do\u011frudan etkilemektedir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u0130talya&#8217;da Sa\u011fl\u0131k G\u00fcvencesine Sahip Olmak Neden \u00d6nemlidir?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u00dc\u00e7 ay\u0131 a\u015fan s\u00fcreyle \u0130talya&#8217;da ikamet eden Schengen d\u0131\u015f\u0131 \u00f6\u011frenciler, t\u0131bbi hizmetlere eri\u015febilmek i\u00e7in sa\u011fl\u0131k sigortas\u0131na sahip olmak zorundad\u0131r. SSN&#8217;e kay\u0131t \u015funlar\u0131 sa\u011flar:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Aile hekimi se\u00e7me imk\u00e2n\u0131<\/li>\n\n\n\n<li>Hastane ve uzmanl\u0131k hizmetlerine eri\u015fim<\/li>\n\n\n\n<li>\u0130talyan vatanda\u015flar\u0131yla e\u015fit ko\u015fullarda \u0130talyan sa\u011fl\u0131k hizmetlerinden yararlanma<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Yeni Prosed\u00fcrler ve B\u00fcrokratik G\u00fc\u00e7l\u00fckler<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yeni mevzuat\u0131n y\u00fcr\u00fcrl\u00fc\u011fe girmesiyle birlikte \u00e7e\u015fitli pratik sorunlar ortaya \u00e7\u0131km\u0131\u015ft\u0131r:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Yaln\u0131zca F24 formu ile \u00f6deme:<\/strong> posta havalesi ile \u00f6deme art\u0131k m\u00fcmk\u00fcn olmad\u0131\u011f\u0131ndan posta gi\u015felerinde kar\u0131\u015f\u0131kl\u0131klara neden olmaktad\u0131r.<\/li>\n\n\n\n<li><strong>Yabanc\u0131 uyruklu \u00f6\u011frenciler i\u00e7in \u00f6z-beyan ge\u00e7ersizdir:<\/strong> AB d\u0131\u015f\u0131 \u00f6\u011frenciler orijinal belgelerini sunmaya devam etmek zorunda oldu\u011fundan ikamet izninin idari y\u00f6netimi daha da g\u00fc\u00e7le\u015fmektedir.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>SSN&#8217;e Alternatif: \u00d6zel Sa\u011fl\u0131k Sigortas\u0131 Poli\u00e7eleri<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Artan maliyetler kar\u015f\u0131s\u0131nda pek \u00e7ok AB d\u0131\u015f\u0131 \u00f6\u011frenci \u00f6zel sigorta se\u00e7ene\u011fini de\u011ferlendirmektedir. Bu poli\u00e7eler y\u0131lda 135 ile 600 Euro aras\u0131nda de\u011fi\u015fen primlerle sa\u011fl\u0131k g\u00fcvencesi sunmakla birlikte, aile hekimi hizmetinin bulunmamas\u0131 gibi SSN&#8217;e k\u0131yasla \u00e7e\u015fitli k\u0131s\u0131tlamalar\u0131 i\u00e7ermektedir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Ele\u015ftiriler ve Mevzuat\u0131n Yeniden G\u00f6zden Ge\u00e7irilmesi Talebi<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u00dcniversiteliler Birli\u011fi (UDU \u2014 Unione degli Universitari) ba\u015fta olmak \u00fczere pek \u00e7ok \u00f6\u011frenci kurulu\u015fu bu karara sert ele\u015ftiriler y\u00f6neltmi\u015ftir. Artan \u00fccretler, \u0130talya \u00fcniversitelerinin uluslararas\u0131 arenada cazibesini d\u00fc\u015f\u00fcrerek yabanc\u0131 \u00f6\u011frenciler i\u00e7in daha az tercih edilir hale getirebilir. D\u00fc\u015f\u00fck maa\u015flar ve yetersiz g\u00fcvencelerle zaten zorlanan baz\u0131 AB d\u0131\u015f\u0131 ara\u015ft\u0131rmac\u0131 ve doktora \u00f6\u011frencileri art\u0131k sa\u011fl\u0131k g\u00fcvencesi i\u00e7in ek masraflarla da kar\u015f\u0131 kar\u015f\u0131ya kalmaktad\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u0130talya&#8217;da \u00d6\u011frenim: Rakamlar ve Beklentiler<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u00dcniversite ve Ara\u015ft\u0131rma Bakanl\u0131\u011f\u0131 verilerine g\u00f6re <strong>2022\u20132023 akademik y\u0131l\u0131nda 21.600&#8217;\u00fc a\u015fk\u0131n yabanc\u0131 \u00f6\u011frenci<\/strong> \u0130talya \u00fcniversitelerine kay\u0131t yapt\u0131rm\u0131\u015ft\u0131r. Sa\u011fl\u0131k hizmetleri maliyetlerinin y\u00fckselmesiyle birlikte pek \u00e7ok \u00f6\u011frencinin daha elveri\u015fli ko\u015fullar sunan ba\u015fka Avrupa \u00fclkelerini tercih etme riski do\u011fmaktad\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">AB d\u0131\u015f\u0131 \u00f6\u011frenciler i\u00e7in sa\u011fl\u0131k sigortas\u0131, \u0130talya&#8217;daki \u00f6\u011frenim s\u00fcrecinin temel bir bile\u015fenidir. Bununla birlikte artan maliyetler ve b\u00fcrokratik g\u00fc\u00e7l\u00fckler ciddi engeller olu\u015fturmaktad\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00d6\u011frencilerin \u0130talya&#8217;daki kal\u0131\u015flar\u0131 s\u00fcresince en iyi sa\u011fl\u0131k g\u00fcvencesini elde edebilmek i\u00e7in SSN&#8217;e kay\u0131t ve \u00f6zel poli\u00e7e se\u00e7eneklerini dikkatlice de\u011ferlendirmeleri gerekmektedir.<\/p>\n\n\n<div class=\"gb-container gb-container-31f3f3f6\"><div class=\"gb-inside-container\">\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1238_fdea87-b1, .wp-block-kadence-advancedheading.kt-adv-heading1238_fdea87-b1[data-kb-block=\"kb-adv-heading1238_fdea87-b1\"]{margin-bottom:10px;text-align:center;font-size:24px;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1238_fdea87-b1 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1238_fdea87-b1[data-kb-block=\"kb-adv-heading1238_fdea87-b1\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1238_fdea87-b1 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1238_fdea87-b1[data-kb-block=\"kb-adv-heading1238_fdea87-b1\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1238_fdea87-b1 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1238_fdea87-b1\"><strong>\u015eirketimiz t\u00fcm \u0130talya genelinde hizmet vermektedir<\/strong><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1238_1254ae-28, .wp-block-kadence-advancedheading.kt-adv-heading1238_1254ae-28[data-kb-block=\"kb-adv-heading1238_1254ae-28\"]{text-align:center;font-size:20px;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1238_1254ae-28 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1238_1254ae-28[data-kb-block=\"kb-adv-heading1238_1254ae-28\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1238_1254ae-28 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1238_1254ae-28[data-kb-block=\"kb-adv-heading1238_1254ae-28\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1238_1254ae-28 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1238_1254ae-28\">24 saatte Schengen Sa\u011fl\u0131k Poli\u00e7esi almak i\u00e7in hemen aray\u0131n; bizimle kolay ve h\u0131zl\u0131:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:10px;margin-left:40px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:11px;}.kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{font-size:18px;}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00 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mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-588_736a65-c0 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fa_whatsapp kt-svg-icon-list-single\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M380.9 97.1C339 55.1 283.2 32 223.9 32c-122.4 0-222 99.6-222 222 0 39.1 10.2 77.3 29.6 111L0 480l117.7-30.9c32.4 17.7 68.9 27 106.1 27h.1c122.3 0 224.1-99.6 224.1-222 0-59.3-25.2-115-67.1-157zm-157 341.6c-33.2 0-65.7-8.9-94-25.7l-6.7-4-69.8 18.3L72 359.2l-4.4-7c-18.5-29.4-28.2-63.3-28.2-98.2 0-101.7 82.8-184.5 184.6-184.5 49.3 0 95.6 19.2 130.4 54.1 34.8 34.9 56.2 81.2 56.1 130.5 0 101.8-84.9 184.6-186.6 184.6zm101.2-138.2c-5.5-2.8-32.8-16.2-37.9-18-5.1-1.9-8.8-2.8-12.5 2.8-3.7 5.6-14.3 18-17.6 21.8-3.2 3.7-6.5 4.2-12 1.4-32.6-16.3-54-29.1-75.5-66-5.7-9.8 5.7-9.1 16.3-30.3 1.8-3.7.9-6.9-.5-9.7-1.4-2.8-12.5-30.1-17.1-41.2-4.5-10.8-9.1-9.3-12.5-9.5-3.2-.2-6.9-.2-10.6-.2-3.7 0-9.7 1.4-14.8 6.9-5.1 5.6-19.4 19-19.4 46.3 0 27.3 19.9 53.7 22.6 57.4 2.8 3.7 39.1 59.7 94.8 83.8 35.2 15.2 49 16.5 66.6 13.9 10.7-1.6 32.8-13.4 37.4-26.4 4.6-13 4.6-24.1 3.2-26.4-1.3-2.5-5-3.9-10.5-6.6z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Scrivi: \u00a0<a href=\"https:\/\/wa.me\/393397150157?text=Vistoperitalia.it,%20richiedo%20informazioni%20su:\">WhatsApp:\u00a0 +39 339 7150157<\/a><\/strong><\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-588_81b78a-64 .kt-svg-icon-list-single{font-size:20px !important;color:var(--global-color-8) !important;}.kt-svg-icon-list-item-588_81b78a-64 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-588_81b78a-64 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_phone kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 16.92v3a2 2 0 0 1-2.18 2 19.79 19.79 0 0 1-8.63-3.07 19.5 19.5 0 0 1-6-6 19.79 19.79 0 0 1-3.07-8.67A2 2 0 0 1 4.11 2h3a2 2 0 0 1 2 1.72 12.84 12.84 0 0 0 .7 2.81 2 2 0 0 1-.45 2.11L8.09 9.91a16 16 0 0 0 6 6l1.27-1.27a2 2 0 0 1 2.11-.45 12.84 12.84 0 0 0 2.81.7A2 2 0 0 1 22 16.92z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Chiama subito: <a href=\"tel:+3902667124.17\"><strong>+39.02.667.124.17<\/strong><\/a> o <a href=\"tel:+39055285313\"><strong>+39.055.28.53.13<\/strong><\/a><\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-588_ca9fad-49 .kt-svg-icon-list-single{font-size:20px !important;color:var(--global-color-8) !important;}.kt-svg-icon-list-item-588_ca9fad-49 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-588_ca9fad-49 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_mail kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M4 4h16c1.1 0 2 .9 2 2v12c0 1.1-.9 2-2 2H4c-1.1 0-2-.9-2-2V6c0-1.1.9-2 2-2z\"\/><polyline points=\"22,6 12,13 2,6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Email: <a href=\"mailto:info@vistoperitalia.it\"><strong>info@vistoperitalia.it<\/strong><\/a><\/span><\/li>\n<\/ul><\/div>\n\n<\/div><\/div>\n\n\n<p class=\"wp-block-paragraph\"><strong>Sigorta kapsam\u0131na girmeyen durumlar nelerdir?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">May\u0131n, silah ve\/veya tehlikeli madde kullan\u0131m\u0131 gerektiren faaliyetler, maden oca\u011f\u0131, kaz\u0131 ve\/veya ta\u015f oca\u011f\u0131 giri\u015fleri ile kara ve denizde madencilik faaliyetleri; profesyonel\/ekstrem spor yapmak ya da yar\u0131\u015fma\/m\u00fcsabaka\/antrenmanlara kat\u0131lmak amac\u0131yla yap\u0131lan seyahatler kapsam d\u0131\u015f\u0131ndad\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Yard\u0131m ve T\u0131bbi Harcamalar kapsam\u0131ndan \u015fu durumlarda kaynaklanan hasarlar hari\u00e7 tutulmu\u015ftur:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2212&nbsp; kronik veya \u00f6nceden mevcut hastal\u0131klar;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2212&nbsp; gebeli\u011fin 26. haftas\u0131ndan sonra ve lohusal\u0131k d\u00f6neminde ortaya \u00e7\u0131kan hastal\u0131klar;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2212&nbsp; sinir ve ak\u0131l hastal\u0131klar\u0131, organik beyin sendromlar\u0131, \u015fizofrenik bozukluklar, paranoid bozukluklar, manik-depresif formlar;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2212&nbsp; alkol veya psikotrop ila\u00e7 k\u00f6t\u00fcye kullan\u0131m\u0131ndan ile uyu\u015fturucu ve hal\u00fcsinojen kullan\u0131m\u0131ndan kaynaklanan hastal\u0131k ve kazalar;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2212&nbsp; intihar giri\u015fimi veya intihar;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2212&nbsp; \u015fu faaliyetlerden kaynaklanan kazalar: kaya t\u0131rman\u0131\u015f\u0131 veya buzula eri\u015fim i\u00e7eren da\u011fc\u0131l\u0131k, kayak ya da su kaya\u011f\u0131 ile tramplen atlamas\u0131, bobsled kullan\u0131m\u0131, kite-s\u00f6rf; delta plan\u0131 ve di\u011fer ultra hafif hava ara\u00e7lar\u0131, yama\u00e7 para\u015f\u00fct\u00fc ve benzeri ara\u00e7lar\u0131n kullan\u0131m\u0131, motorlu ara\u00e7 veya deniz ta\u015f\u0131t\u0131 gerektiren sporlar, genel olarak hava sporlar\u0131, pervas\u0131zl\u0131k i\u00e7eren eylemler, bunlar\u0131n antrenman ve denemeleri ile her t\u00fcrl\u00fc profesyonel (amat\u00f6r olmayan) spor faaliyeti kapsam\u0131ndaki kazalar (yar\u0131\u015fma, deneme ve antrenmanlar dahil);<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2212&nbsp; otomobil, motosiklet veya motorlu tekne yar\u0131\u015flar\u0131 ve bunlar\u0131n denemeleri ile antrenmanlar\u0131;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2212&nbsp; organ nakli ve\/veya transplantasyon;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2212&nbsp; fiziksel kusurlar\u0131n veya do\u011fu\u015ftan malformasyonlar\u0131n giderilmesi ve estetik uygulamalar;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2212&nbsp; sigortal\u0131n\u0131n kast\u0131;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2212&nbsp; seller, su bask\u0131nlar\u0131, depremler, volkanik patlamalar, do\u011fal afet niteli\u011findeki atmosferik olaylar, atom \u00e7ekirde\u011fi d\u00f6n\u00fc\u015f\u00fcm\u00fc fenomenleri, atom par\u00e7ac\u0131klar\u0131n\u0131n yapay olarak h\u0131zland\u0131r\u0131lmas\u0131ndan kaynaklanan radyasyon;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2212&nbsp; sava\u015flar, grevler, devrimler, ayaklanmalar veya halk hareketleri, ya\u011fma, ter\u00f6r ve vandalizm eylemleri.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2212&nbsp; Covid-19 istisnas\u0131 d\u0131\u015f\u0131nda D\u00fcnya Sa\u011fl\u0131k \u00d6rg\u00fct\u00fc&#8217;n\u00fcn ilan etti\u011fi salg\u0131n hastal\u0131k veya pandemi halleri;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2212&nbsp; Covid-19 salg\u0131n\u0131n\u0131n\/pandemisinin dolayl\u0131 sonu\u00e7lar\u0131. T\u0131bbi Harcamalar kapsam\u0131ndan ayr\u0131ca \u015funlar da hari\u00e7 tutulmu\u015ftur:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2212&nbsp; Europ Assistance&#8217;a ger\u00e7ekle\u015fen hastane yat\u0131\u015f\u0131 veya acil servis m\u00fcdahalesini bildirmedi\u011finiz durumlarda yap\u0131lan t\u00fcm harcamalar;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2212&nbsp; fiziksel kusurlar\u0131n veya do\u011fu\u015ftan malformasyonlar\u0131n tedavisi ya da giderilmesine y\u00f6nelik harcamalar, estetik uygulamalar, hastane yat\u0131\u015f\u0131 s\u0131ras\u0131ndaki tamamlay\u0131c\u0131 hem\u015firelik bak\u0131m\u0131, fizyoterapi, kapl\u0131ca ve zay\u0131flama tedavileri, di\u015f tedavisi (kaza sonucu olmayan);<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2212&nbsp; g\u00f6zl\u00fck, kontakt lens, ortopedik ve\/veya protez ara\u00e7lara ili\u015fkin harcamalar;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2212&nbsp; konaklad\u0131\u011f\u0131n\u0131z yere nakil veya transfer harcamalar\u0131.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Teminat limitleri var m\u0131d\u0131r?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>ULUSLARARASI YAPTIRIMLAR (t\u00fcm Teminatlar i\u00e7in ge\u00e7erlidir)<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sigorta \u015firketi, Sigorta Ko\u015fullar\u0131n\u0131 d\u00fczenleyen Birle\u015fmi\u015f Milletler kararlar\u0131, Avrupa Birli\u011fi, Amerika Birle\u015fik Devletleri, Birle\u015fik Krall\u0131k veya uygulanabilir ulusal yarg\u0131 alanlar\u0131n\u0131n ticari ya da ekonomik yapt\u0131r\u0131m, yasa veya y\u00f6netmelikleri kapsam\u0131nda herhangi bir yapt\u0131r\u0131m, yasak veya k\u0131s\u0131tlamaya maruz kalacaksa sigorta teminat\u0131 sa\u011flamak, hasarlar\u0131 tazmin etmek ya da Sigorta Ko\u015fullar\u0131nda a\u00e7\u0131klanan hizmetleri sunmakla y\u00fck\u00fcml\u00fc de\u011fildir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu madde, Sigorta Ko\u015fullar\u0131nda yer alabilecek aksi y\u00f6ndeki herhangi bir h\u00fckm\u00fcn \u00f6n\u00fcne ge\u00e7ecektir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>SEYAHAT KISITLAMALARI<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130kamet etti\u011finiz \u00fclkedeki veya gidece\u011finiz ya da bulunaca\u011f\u0131n\u0131z \u00fclkedeki yetkili h\u00fck\u00fcmet makam\u0131n\u0131n ge\u00e7ici olsa bile gidilmemesini ya da bulunulmamas\u0131n\u0131 tavsiye etti\u011fi bir \u00fclke, b\u00f6lge veya co\u011frafi alana seyahat etmeniz h\u00e2linde teminat kapsam\u0131nda de\u011filsinizdir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>S\u0130GORTA SINIRLAMALARI<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sigorta, \u0130talya&#8217;da ikamet eden ancak oturma iznine sahip olmayan ki\u015filer i\u00e7in ge\u00e7erlidir. Bununla birlikte s\u00f6zle\u015fme s\u00fcresi i\u00e7inde \u0130talya&#8217;da oturma izni alan ki\u015filer i\u00e7in sigorta, vade sonuna kadar ge\u00e7erlili\u011fini korur.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>T\u0131bbi Harcamalar kapsam\u0131nda teminat \u015fu \u015fekilde s\u0131n\u0131rland\u0131r\u0131lm\u0131\u015ft\u0131r:<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013&nbsp; Hastane g\u00fcnl\u00fck yat\u0131\u015f \u00fccreti i\u00e7in g\u00fcnl\u00fck 200,00 Euro;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013&nbsp; Acil di\u015f tedavisi i\u00e7in 200,00 Euro;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013&nbsp; Protez onar\u0131m\u0131 i\u00e7in 200,00 Euro;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">T\u0131bbi harcama tazminat\u0131nda minimum 52,00 Euro, maksimum 2.600,00 Euro olmak \u00fczere %20 muafiyet uygulanmaktad\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.vistoperitalia.it\/testimonianze\/\"><strong>Her g\u00fcn ald\u0131\u011f\u0131m\u0131z \u00e7ok say\u0131da yorumu okuyun; nas\u0131l \u00e7al\u0131\u015ft\u0131\u011f\u0131m\u0131z\u0131, m\u00fc\u015fteri memnuniyetimizi ve ciddiyetimizi kolayca g\u00f6receksiniz<\/strong><\/a><\/p>\n\n\n<div class=\"gb-container gb-container-9a20af2c\"><div class=\"gb-inside-container\">\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1238_c5dffb-cf, .wp-block-kadence-advancedheading.kt-adv-heading1238_c5dffb-cf[data-kb-block=\"kb-adv-heading1238_c5dffb-cf\"]{margin-bottom:10px;text-align:center;font-size:24px;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1238_c5dffb-cf mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1238_c5dffb-cf[data-kb-block=\"kb-adv-heading1238_c5dffb-cf\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1238_c5dffb-cf img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1238_c5dffb-cf[data-kb-block=\"kb-adv-heading1238_c5dffb-cf\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1238_c5dffb-cf wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1238_c5dffb-cf\">\u0130talya \u00d6\u011frenci Vizesi i\u00e7in Sa\u011fl\u0131k Sigortas\u0131 hakk\u0131nda ba\u015fka sorular\u0131n\u0131z m\u0131 var?<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1238_dd1f47-cf, .wp-block-kadence-advancedheading.kt-adv-heading1238_dd1f47-cf[data-kb-block=\"kb-adv-heading1238_dd1f47-cf\"]{text-align:center;font-size:20px;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1238_dd1f47-cf mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1238_dd1f47-cf[data-kb-block=\"kb-adv-heading1238_dd1f47-cf\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1238_dd1f47-cf img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1238_dd1f47-cf[data-kb-block=\"kb-adv-heading1238_dd1f47-cf\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1238_dd1f47-cf wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1238_dd1f47-cf\">Hemen aray\u0131n, t\u00fcm sorular\u0131n\u0131z\u0131 yan\u0131tlayaca\u011f\u0131z.<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:10px;margin-left:40px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:11px;}.kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items588_f1dd92-00 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{font-size:18px;}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items588_f1dd92-00 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Ancak AB d\u0131\u015f\u0131 \u00fclke vatanda\u015f\u0131 \u00f6\u011frenciler i\u00e7in \u00f6\u011frenci vizesi al\u0131nmas\u0131, yeterli bir sa\u011fl\u0131k sigortas\u0131 yapt\u0131rmak da dahil olmak \u00fczere baz\u0131 zorunlu ko\u015fullar\u0131n kar\u015f\u0131lanmas\u0131n\u0131 gerektirmektedir. \u00d6\u011frenci vizesi &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"\u0130talya \u00d6\u011frenci Vizesi i\u00e7in Do\u011fru Sa\u011fl\u0131k Sigortas\u0131n\u0131 Se\u00e7mek: G\u00f6z \u00d6n\u00fcnde Bulundurulmas\u0131 Gereken \u00d6nemli Fakt\u00f6rler\" class=\"read-more button\" href=\"https:\/\/www.vistoperitalia.it\/tr\/italya-ogrenci-vizesi-saglik-sigortasi\/#more-15403\" aria-label=\"\u0130talya \u00d6\u011frenci Vizesi i\u00e7in Do\u011fru Sa\u011fl\u0131k Sigortas\u0131n\u0131 Se\u00e7mek: G\u00f6z \u00d6n\u00fcnde Bulundurulmas\u0131 Gereken \u00d6nemli Fakt\u00f6rler hakk\u0131nda daha fazlas\u0131n\u0131 okuyun\">Leggi tutto<\/a><\/p>\n","protected":false},"author":2,"featured_media":1239,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","footnotes":""},"categories":[4],"tags":[],"class_list":["post-15403","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-assicurazione-sanitaria-per-stranieri"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u0130talya \u00d6\u011frenci Vizesi i\u00e7in Sa\u011fl\u0131k Sigortas\u0131 2024<\/title>\n<meta name=\"description\" content=\"\u0130talya \u00f6\u011frenci vizesi i\u00e7in zorunlu sa\u011fl\u0131k sigortas\u0131 nedir, ne sa\u011flar ve 2024 y\u0131l\u0131nda maliyetler nas\u0131l de\u011fi\u015fti? 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