Transparency

FIDEIUSSIONI ASSICURATIVE SOCIETA’ A RESPONSABILITA’ LIMITATA SEMPLIFICATA (simplified limited liability company)

Registered office: VIA ALBERTO TALLONE 84 – ROME (RM)

Resolution of the sole director

Statement on the principal adverse impacts of investment advice on sustainability factors

Assessment of the principal adverse sustainability impacts of insurance advice

In the process of distributing insurance-based investment products (IBIPs), the agency takes into account the principal adverse impacts on sustainability factors through the sale of products designed and made available by the principal insurance company, which ensures that its catalogue includes insurance products with a financial component whose adverse impacts are addressed through an adequate due-diligence process aimed at identifying, preventing and mitigating such impacts.

To identify these adverse impacts, the information transmitted directly by the manufacturer is used in order to distinguish sustainable IBIP products, i.e. those products which, with differing degrees of ambition, contribute to achieving ESG objectives, from those not focused on sustainability.

It is therefore possible to draw up, for the products offered through advisory services, this statement regarding the actual – or, alternatively, the lack of – consideration of adverse impacts relating to climate and the environment, such as greenhouse gas emissions, biodiversity, water resources and waste, and those concerning social matters and the protection of human and labour rights, such as breaches of the principles of the United Nations Global Compact and of the guidelines of the Organisation for Economic Co-operation and Development (OECD) for multinational enterprises, the gender pay gap and gender diversity.

Furthermore, in compliance with the requirements of the principal insurance company, the agency undertakes not to offer products relating to companies operating in sectors linked to the production of controversial weapons, such as anti-personnel mines, cluster munitions, and chemical or biological weapons, nor investments characterised by a high sustainability risk.

Operationally, in carrying out its activity the agency complies with this assessment by using the IT systems and questionnaires made available by the insurance company, designed to record any sustainability preferences in detail and to enrich the delivery of the advisory service and the assessment of portfolios with ESG themes.

Date, 07.09.2023